Charlotte vs. S. Florida Odds & Betting Predictions - October 3, 2025

Charlotte at S. Florida

11:00 pm • ESPN2
26 - 54

Charlotte at S. Florida Odds

Spread, Total, Moneyline

MatchupOpenSpreadTotalMoneyline
Charlotte
1-4
+26.5
+27.5-105
o54.5-118
+1800
S. Florida
4-1
u53.5
-27.5-115
u54.5-115
-7000
location pinFriday 11:00 p.m.
October 03, 2025
Raymond James StadiumTampa
Charlotte vs. S. Florida Expert Picks
Collin Wilson
Collin Wilson
Last 30d: 101-72-4 (+14.0u)
Under 55-110
0.55u
Project 51; not expecting Charlotte to contribute
Wags Wins
Wags Wins
Last 30d: 186-176-1 (-5.8u)
USF -27.5-117
1.07u
Allan Lem
Allan Lem
Last 30d: 121-112-8 (-0.7u)
CHA +28-110
0.83u
Action IG channel best bet - let’s tail! Action PRO showing 53% of bets but 93% of money are on Charlotte to cover.
💰🦡 Jake
💰🦡 Jake
Last 30d: 100-133-4 (+19.4u)
Under 55.5-110
1.1u
Scott Rickenbach
Scott Rickenbach
Last 30d: 62-68-2 (-15.4u)
USF -27.5-118
0.85u
Mike Calabrese
Mike Calabrese
Last 30d: 23-40-0 (-18.5u)
USF o42 Team Total-108
0.23u
Alternate uniforms are 🔥, just a pure vibes play for some couch change
Duck
Duck
Last 30d: 90-75-0 (+4.3u)
CHA +27.5-110
1.1u
Friday night weather play primarily. Heavy wind and some rain expected. USF pass game will not be as explosive and if the wind hits we could see 25 MPH sustained with gusty, tricky conditions. Could be a real slow burning grind if windy and we may see a little precipitation. Schematically I think Charlotte can run a bit on em here. Won’t call for it to be ultra competitive but I’ll take this big number.

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Prop Odds Comparison

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Line Movement Tracker

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Charlotte vs. S. Florida Public Betting Percentages

Away Logo

Charlotte

Public

49%

Bets%

51%

Money%

Matchup History

Against the Spread (ATS) History

overallhomeawayfavoriteunderdog
S. Florida
4-13-01-12-02-1
Charlotte
1-41-20-11-00-4

Over/Under History

overallhome o/uaway o/ufavorite o/uunderdog o/u
S. Florida
3-22-11-12-01-2
Charlotte
3-22-11-01-02-2

Straight-Up (ML) History

overallhomeawayfavoriteunderdog
S. Florida
4-1N/AN/A2-02-1
Charlotte
1-4N/AN/A1-00-4

Last 5 Matchups

dateopponentscorespreadover/undermoneyline
Sep 20thSCSW 63-14-36.5 WO 58.5USF -9000
Sep 13th@MIAL 12-49+17.5 LO 56.5MIA +525
Sep 6th@FLAW 18-16+18.5 WU 57.5USF +610
Aug 28thBOISEW 34-7+4.5 WU 61.5USF +168
Dec 25th@SJSUW 41-39-1.5 WO 66.5USF -114
Team Stats
279
Total Yards
631
62
Total Plays
97
4.5
Yards Per Play
6.505154639175258
149
YDS
224
16/29
Comps/Atts
20/35
5.137931034482759
YPA
6.4
2/2
TDs/INTs
4/2
1/9
Sacks/Yards
0/0
130
Rush Yards
407
33
Attempts
62
3.9393939393939394
YPC
6.564516129032258
1
TDs
3
2
Fumbles Lost
2
2
Interceptions
2
4/5 80%
Redzone
5/5 100%
4/12 0%
3rd Down
9/17 0%
0/0 0%
4th Down
2/3 0%
15
Total
36
7
Pass
10
7
Rush
23
1
Penalty
3
11/81
Penalties/Yards
7/60

Charlotte vs. S. Florida Odds Comparison

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Charlotte at S. Florida Team Totals

MatchupOverUnder
Charlotte
1-4
o13.5-109
u13.5-118
S. Florida
4-1
o41.5-110
u41.5-120