College Football Predictions, Picks: Stuckey’s Week 13 Spots for Tennessee vs. Florida, Rutgers vs. Ohio State

As I do each and every week, I will share my favorite betting spots for Saturday's college football card. Week 13 is here, and I have nine spots I'm looking to bet on Saturday.

My primary goal here is to discuss a few key angles, notable matchups, regression signals and injury situations for each game, hopefully helping you make more informed wagers.

I write most of these up after betting them, and I log them in the Action App immediately. For reference, I'll note what I'd still play each to.

Following two straight plus Saturdays, I finished in the red last week at 3-4 overall.

I won't be sending any Christmas cards to Bill Belichick, who inexplicably called a timeout down 9 with 20 seconds, which led to Wake Forest scoring a touchdown on fourth down to spoil the Wake Forest team total under. Fun one, but as always, it's onto the next.

I always strive for 55% on these each season, which would require a 7-2 week to get to that mark in 2025. Much easier said than done, especially in a historically pretty tough week that usually comes down to motivation in many of these late-season matchups.

Looking ahead to this weekend, I have highlighted my 9 favorite Week 13 spots in addition to 5 other potential looks.

Sadly, this will be the penultimate spots piece of the 2025 season, which has flown by, as always. However, I will hit at least 400 lifetime spots next week and will still have plenty of postseason college football content in addition to the usual college basketball coverage when the calendar flips.

• 2022-24: 169-123-1 (57.9%)
• 2025: 48-43-2 (52.7%)
• Overall: 217-166-3 (56.7%)

Let's dive into my college football predictions and NCAAF picks for Week 13.

College Football Predictions, Picks for Week 13

Game	Time (ET)	Pick
	12 p.m.	Rutgers +31.5
	12:45 p.m.	Charlotte +45
	1 p.m.	James Madison -13.5
	3 p.m.	UAB +22.5
	3:30 pm.	UTSA +3
	3:30 p.m.	FIU +1.5
	7 p.m.	New Mexico -3
	7:30 p.m.	Florida +4.5
	7:45 p.m.	LSU -21.5

Playbook

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Rutgers +31.5 at Ohio State

12 p.m. ET ⋅ FOX

I personally hate starting my day with the Big Noon game on FOX because it makes me irrationally angry when the game actually starts around 12:15 p.m. ET.

However, that's where we will kick things off in Columbus on Saturday by fading the best team in the country. Sounds amazing, right?

For starters, I project this spread at a tad under 30, so I do show value from a pure numbers perspective.

Additionally, it's a pretty decent spot for the Scarlet Knights, who had a bye last week and still remain in contention for a bowl bid. That extra time off should benefit Rutgers even more, considering it has dealt with as many injuries as any P4 team in 2025.

Meanwhile, Ohio State has already wrapped up a College Football Playoff spot with a trip to Ann Arbor on deck to take on a Michigan team that has won four straight in the heated rivalry.

Could the Buckeyes get caught looking ahead? It's possible, but the more impactful factor might be how they approach this game with the Wolverines up next, followed by presumably the Hoosiers in the Big Ten Championship followed by the College Football Playoff.

No team has been more cognizant of the new extended grind of the college football season since the playoff expanded. In my opinion, Ryan Day manages the season better than any coach in the country at the moment.

Look no further than Ohio State's snail-like pace. No team in the nation averages more seconds per play. The Buckeyes want to manage workloads and limit injuries ahead of their inevitable annual trip to the CFP.

So, what does that mean this week? Well, there's a decent chance that both Carnell Tate and Jeremiah Smith will sit out, as each star wide receiver is dealing with a nagging injury.

Smith left last week's game, and Tate hasn't seen the field over the past two contests. I'm just not sure it makes much sense to push either with the path that lies ahead.

If that's the case, it will certainly make life easier for an abysmal Rutgers defense.

It's also worth mentioning that Rutgers has arguably been the worst defense in the country against running quarterbacks, but Julian Sayin doesn't really offer a major threat in that department.

Rutgers does at least have a decent offense that I trust to get to somewhere around 14 points, especially with garbage time. That will give it a good shot of staying within the number, given the limited number of possessions in Ohio State games.

I'll call for a 42-14 Buckeyes victory. Keep in mind, UCLA caught a similar number last week with travel and a backup quarterback, while Rutgers is coming off a bye with much less of a travel burden.

Given the spot and quarterback situations, I'd have Rutgers four or five points better than the Bruins, who failed to cover after allowing a touchdown in the final minutes.

Pick: Rutgers +31.5 or Better

Charlotte +45 at Georgia

12:45 p.m. ET ⋅ SEC Network

What sounds more fun than fading Ohio State to start the day? Fading Ohio State and Georgia! Gulp

Look, if Georgia wants to win this game by 55-plus, it will. Charlotte is horrendous and routinely gets run off the field by American Conference teams. I'm not here to say anything positive about the 49ers, who are not only bad but also beat up.

However, Kirby Smart historically just doesn't care about these games. He usually just works on refining certain details and keeping players healthy, while keeping things very vanilla.

I remember a few years ago against Kent State, Georgia (which won by 17 as a 45-point favorite) kept running the same exact mesh route over and over against drop-8 coverage because I assume Smart wasn't happy with how his offense had been executing that play in game action.

Additionally, once the Dawgs get a big lead, they usually just go into coast mode and kill the game.

It's also possible that Georgia just comes out a bit flat for a sleepy early kick time following a huge win over Texas to essentially lock up a College Football Playoff berth.

Plus, the Bulldogs have a short week before an in-state showdown with Georgia Tech, followed by a potential SEC Championship game prior to the playoff. It doesn't make much sense to go all out here and show much or risk any key injuries.

Ultimately, I'm banking on Smart approaching the lowly 49ers like he has all previous doormats historically. It has treated me well in the past, including last year against UMass in an identical late November spot.

However, if that makes you uncomfortable, I totally understand and would simply pass. The talent gap in this matchup will certainly be laughable.

I won't pretend to point to anything Charlotte does well on a football field because I don't like lying. At least Georgia doesn't generate elite pressure, so maybe Charlotte can luck into a few explosive passing plays — although I'm not banking on many points in what hopefully plays out as a 42-3 type of game that completely dies late.

Pick: Charlotte +45 (Play to +44)

James Madison -13.5 vs. Washington State

1 p.m. ET ⋅ ESPN+

OK, here's a bet that will be easier to sell.

This late in the season, the market is usually pretty damn efficient in terms of where teams are power-rated. As a result, I spend most of my time looking for small edges in terms of matchups, injuries and spots.

From a pure numbers perspective, I project this at a touch over two touchdowns, so I'm fine with laying 13.5 on the surface.

However, there are some other factors in play that might make James Madison a bit more valuable in this particular spot, including the not-so-easy coast-to-coast travel from Pullman to Harrisonburg for the Cougars.

After South Florida's loss last week, JMU finds itself squarely in the discussion for a potential College Football Playoff berth. As a result, the Dukes know they must impress the committee as much as possible, especially considering their very underwhelming conference schedule.

We saw that last week against App State when JMU continued to run a no-huddle offense throughout the fourth quarter, even with a 44-3 lead in a game it eventually won, 58-10.

Keep in mind that even when JMU pulls starting quarterback Alonza Barnett III, it still has a quality option in former UNLV starter Matthew Sluka.

Although, if JMU does pull its starters, it will probably be in good shape to win by at least two touchdowns, regardless.

Additionally, I do believe Washington State has a bit of an over-inflated power rating after benefiting from a number of dream scheduling spots throughout the season.

For example, Toledo and Louisiana Tech (with a third-string quarterback) never even got off the bus for brutal travel spots in the middle of conference play.

And Ole Miss head coach Lane Kiffin openly admitted he didn't even prepare for the Cougars in a very sleepy scheduling spot.

Lastly, this sets up as a pretty favorable matchup for James Madison on paper.

The Washington State offense is very limited, especially against defenses that can exploit its very vulnerable offensive line. On the season, the Cougars rank in the bottom 20 nationally in pressure rate allowed. Well, the JMU defense sits in the top 10 in that department.

I'm just not sure how Washington State will sustain any drives. The Cougars may hit a few explosives (which JMU will allow), but it's difficult to envision them moving the chains on a consistent basis or finishing drives with touchdowns.

On the other side of the ball, Washington State does have a feisty defense that excels at limiting explosive plays.

However, the Cougars really struggle to contain opposing ground games on a down-to-down basis, which could spell doom against the Dukes, who should have a much easier time sustaining drives from start to finish.

Plus, Barnett has really found his groove of late, as I believe he wasn't fully healthy in the first half of the season.

• First five games: 68-of-116 (58.6%) for 667 yards (5.75 YPA) and 31 rushes for 85 yards (2.7 YPC)
• Past five games: 91-of-142 (64.1%) for 1,422 yards (10.0 YPA) and 55 rushes for 311 yards (5.6 YPC)

Admittedly, I usually don't love laying double digits with such a low total between two slow-paced squads, especially with the underdog having played the much more difficult schedule.

However, given the spot, matchup and JMU's incentive to get as much margin as possible, I believe the Dukes are worthy of a bet. For what it's worth, this will also be a 10 a.m. body clock game for Wazzu.

Pick: James Madison -13.5 or Better

UAB +22.5 vs. USF

3 p.m. ET ⋅ ESPN+

OK, back to our regularly scheduled programming of backing ugly underdogs.

I do project this spread at under three touchdowns, so this would actually be worth a look in a vacuum, even though fading USF as a large favorite can get very scary since the Bulls play with so much tempo.

That's generally not ideal for an overmatched underdog.

However, this particular play has more to do with fading a potentially deflated USF squad that could come out of the gates very lethargic following last week's loss at Navy that essentially eliminated it from College Football Playoff contention after being in the driver's seat.

I wouldn't be surprised if a flat Bulls bunch falls behind early against a very capable UAB offense that can also certainly get in the backdoor if needed.

Plus, it's reasonable to question whether or not head coach Alex Golesh will be all the way locked in this week with many potential job offers on the table.

If USF quarterback Byrum Brown and company come out fully focused from the jump, the Bulls could put up a 50-burger with ease against a pathetic UAB defense.

However, I'll pay to find out against a UAB team playing its final home game of the season and continuing to fight under interim head coach Alex Mortensen, who the players seem to enjoy playing for much more than Trent Dilfer.

You may look at last week's 53-24 home loss vs. North Texas and get scared off of the Blazers, but that was a very misleading final score against a Mean Green team that had all of the incentive in the world.

UAB finished with only 28 fewer yards (506-478) in a game that got away due to a -4 turnover margin.

Pick: UAB +22.5 (Play to +21.5)

UTSA +3 vs. East Carolina

3:30 pm. ET ⋅ ESPN+

Here's a road map of how to bet UTSA under head coach Jeff Traylor. Are they at home? If yes, then they are worth a look. If not, it's probably a pass.

The Roadrunners have been absolutely dominant at home under Traylor, and I believe that continues on Saturday afternoon in San Antonio.

Keep in mind, they have played five of their past seven games on the road, while the opposite has been true for the Pirates, who have played five of their past seven in Greenville.

I believe that's creating a bit of value on the home 'dog in a game I make close to a coin-flip.

I think we've reached the peak of the market on ECU, which remains in contention for an American title. However, this is still a team with two road wins on the year:

• at Temple against an Owls defense that had all backups in the secondary
• at Coastal Carolina early in the season before the Chants figured some things out and changed quarterbacks

That's it.

Meanwhile, UTSA has only played two home league games so far. It won both (including one vs. Tulane) by a combined score of 109-39. This is just a different team in the Alamodome.

I also believe quarterback Owen McCown wasn't fully healthy earlier in the season, but he finally looks like himself again.

ECU has a very stout run defense but can be had through the air, which is exactly how McCown and company will look to attack the Pirates from the very opening drive.

In what should be a back-and-forth affair, I'll take the points with the very reliable home team that's looking to play spoiler and clinch a postseason berth themselves.

Pick: UTSA +3 or Better

FIU +1.5 vs. Jacksonville State

3:30 p.m. ET ⋅ CBS Sports Network

On the surface, this is a tricky situational spot for the Gamecocks.

They head to Florida after upsetting Kennesaw State to take over sole possession of first place in Conference USA and also have a major showdown vs. Western Kentucky next week in a game that could determine who will host the title game.

Now, the Gamecocks could lock up a place in the title game with a victory, but I wouldn't be shocked if they came out a bit flat.

Meanwhile, I think you get a home-run effort from the Panthers in their final home game of the season with a chance to clinch bowl eligibility, which would be a very nice step in the right direction for the program under first-year head coach Willie Simmons.

Since Caden Creel has taken over at quarterback, Jacksonville State has gone 5-0 in league play following a blowout home loss vs. Southern Miss. However, let's take a closer look at those wins in addition to one earlier in the season vs Liberty.

• W by 10 vs. Liberty (outgained, 534-390)
• W by 2 at Sam Houston (walk-off 52-yard FG)
• W by 14 vs. Delaware (outgained, 456-388)
• W by 3 at Middle Tennessee (even game)
• W by 3 at UTEP (coin-flip game)
• W by 9 vs Kennesaw (outgained, 579-451)

Yes, they've gone 3-0 on the road in league play, but by a combined eight points over three of the worst teams in the conference (UTEP, Sam Houston, MTSU) in games that easily could have gone the other direction.

College Football Picks, Predictions: Expert Week 13 Bets for USC vs. Oregon, BYU vs. Cincinnati, MoreRead now

The Gamecocks were also outplayed statistically in a number of others but have benefited from extreme turnover and fourth-down luck in a number of contests.

It certainly doesn't hurt to have a +9 turnover margin in conference play, but that's a very unsustainable way to make a living.

Yes, TCU transfer running back Cam Cook has been a revelation for Jacksonville State, but he's been dominant all season, yet the Gamecocks are still barely pulling out these games.

The pass game still lacks juice, and the defense has plenty of holes that FIU can exploit.

While I'm not sure if quarterback Keyone Jenkins will return from injury for FIU, I could make a case that the offense operates more efficiently with Joe Pesansky under center.

Jenkins has had a pretty disappointing season, and his numbers leave a lot to be desired in 2025.

• Jenkins: 258 dropbacks 6.2 YPA, 5 BTT, 13 TWP, 8.2 aDOT, 62.8% completion percentage
• Pesansky: 116 dropbacks 7.1 YPA, 8 BTT, 4 TWP, 11.4 aDOT, 63.4% completion percentage

I could make a case that Jacksonville State is one of the most overrated teams in the country and has played much worse away from home against very poor competition.

Ultimately, I don't see much difference between these teams despite where they sit in the CUSA standings.

Plus, I fancy the spot for a now healthy FIU defense that got absolutely shredded a few times earlier this season when they were decimated by injuries since the depth is really poor.

Pick: FIU +1.5 (Play to +1)

New Mexico -3 at Air Force

7 p.m. ET ⋅ CBS Sports Network

On the surface, New Mexico still has everything to play for with a chance to make it to the Mountain West Championship. Meanwhile, Air Force has now officially been eliminated from bowl contention following last week's loss at UConn.

Most importantly, Air Force lost starting quarterback Liam Szarka to a season-ending injury in that defeat vs. the Huskies. That's an absolutely enormous loss for the Falcons.

Not only did Szarka bring a bona-fide passing element to the triple option, but he also led one of the most efficient G5 offenses in rushing.

It should be a pretty big drop-off to Kemper Hodges, especially through the air, which really matters in this particular matchup.

The Air Force offense ranks in the top five nationally in EPA Per Pass, which likely would have caused major problems for a porous New Mexico secondary that ranks outside the top 100 in most pass defense categories.

However, the Lobos have been very stout against the run (top-35 in Success Rate allowed), which should help them immensely on Saturday, especially without Szarka.

Meanwhile, New Mexico's offense should get whatever it wants against one of the nation's worst defenses.

Air Force is particularly poor against the pass (dead last in Success Rate allowed), which is where the Lobos excel under head coach Jason Eck.

They should have success on the ground as well against a defense that also ranks dead last in yards before contact allowed. You can expect the run to set up plenty of shots downfield that will lead to an abundance of explosive plays against an extremely slow-footed Air Force secondary.

Even Wyoming's Kaden Anderson went 23-of-39 against the Falcons, who have two FBS wins on the season against SJSU and Wyoming in games where they won the turnover battle 5-0 despite getting outgained.

As long as New Mexico takes care of the ball, it should pick up a big road win in Colorado Springs.

Pick: New Mexico -3 or Better

Florida +4.5 vs. Tennessee

7:30 p.m. ET ⋅ ABC

Florida has dominated this series over the past 20 seasons with a 17-3 overall record. That includes a perfect 10-0 mark at home (8-2 ATS) in the Swamp, which remains one of the best home-field advantages for big games in all of college football.

There were legitimate questions about whether or not Florida would mail in the season after it never got off the bus in Lexington following a heartbreaking loss to Georgia.

Keep in mind, just a few weeks ago on a neutral field, the Gators closed as 7-point underdogs against the Dawgs in a game it arguably should have won if not for a fumble and a couple of questionable calls.

However, Florida did show up in Oxford in a hard-fought loss against an Ole Miss team likely headed to the College Football Playoff. I expect a game effort from the Gators once again at home against a rival in prime time.

I still maintain this Vols team is a bit overrated.

The offense has been dynamite with transfer quarterback Joey Aguilar (even if he is a bit mistake-prone), but the defense remains very vulnerable following some key offseason losses up front in addition to injuries to star cornerbacks Jermod McCoy and Rickey Gibson III, who will not suit up again this week.

And without some fortunate turnover luck, Tennessee easily could have lost to both Mississippi State (overtime comeback win) and Arkansas (3-point home win).

I'm watching the injury report for Florida, which has dealt with a number of key injuries on both sides of the ball throughout the season. The Gators will be without defensive end George Gumbs Jr., but I believe he's been playing hurt lately anyway.

The key one worth monitoring is safety Bryce Thornton (listed as questionable), who matters on the back end. The same goes for wide receiver Vernell Brown III, who I do think will return this week after warming up in pregame last week.

As Florida's leading receiver on the season, he'd provide another much-needed weapon on the outside, especially with both Wilsons (Tre and Dallas) out for the year.

Additionally, it looks like star defensive tackle Caleb Banks will return from an injury that has kept him out of action for almost the entire season.

The future potential first-round draft pick would provide a desperately needed boost to a defensive line that can't generate much pressure without blitzing. And pressure is the key to forcing Aguilar into mistakes.

More importantly, Florida should get its ground game going with ease against Tennessee, which will, in turn, make life easier for quarterback DJ Lagway and the entire offensive operation.

On the season, Tennessee's defense ranks in the bottom 10 nationally in Rush Success Rate allowed, which will be extremely problematic against a Florida offense that ranks in the top 20 in that department.

The Gators' front, which excels in run blocking, should get a consistent push up front for running back Jadan Baugh.

Lastly, Florida will have a special teams edge, which could prove to be the difference in what's expected to be a competitive game.

Don't sleep on the Swamp and don't get caught up in looking at the difference in these teams' respective records. Florida has played the single most difficult schedule in the country, while Tennessee's strength of schedule barely sits in the top 50.

Accounting for home-field advantage, this line implies that Tennessee is more than a touchdown better than Florida. I don't see that in a game where I believe the Vols shouldn't be favored by more than a field goal on the road.

Pick: Florida +4.5 (Play to +4)

LSU -21.5 vs. Western Kentucky

7:45 p.m. ET ⋅ SEC Network

On the surface, I make this spread over 24 points, so this is my biggest edge from a pure numbers perspective of the entire weekend.

Now, it's fair to question whether or not LSU will care about this nonconference matchup in between a thrilling win over Arkansas with a chance to play spoiler at Oklahoma up next.

However, while I certainly could be wrong, I don't really have any concerns from a motivational standpoint. After all, this is LSU's final home game of the season and will be played in prime time.

Plus, the Tigers seem to be playing very hard for interim head coach Frank Wilson.

I actually have more questions about how Western Kentucky will approach this likely unwinnable game with a huge showdown next week against Jacksonville State that will likely decide its chances at getting to the Conference USA Championship.

Is the staff spending the week preparing for that game? Do they sit anybody dealing with nagging injuries? Both are certainly possible.

Meanwhile, LSU could get linebacker Whit Weeks back from injury, which would provide a huge boost to an already nasty defense.

It doesn't look like Garrett Nussmeier will suit up at quarterback, but I'm fine with Michael Van Buren Jr. under center for this matchup, especially since Nussmeier has been playing hurt for most of the season.

While the Nuss Bus has not lived up to the hype, the primary culprit for LSU's underwhelming season has been poor offensive line play. The protection simply hasn't been good enough against SEC fronts, and there has been no run game to speak of.

Well, that should change on Saturday night against a WKU defense that ranks outside the top 100 in yards before contact allowed and gets almost no pressure (bottom-10 in Sack EPA) despite playing one of the nation's easiest schedules.

Speaking of the strength of schedules, this is one of the widest disparities of the weekend. Per Sagarin, LSU has played the sixth-most difficult slate to date, while Western Kentucky comes in at 154th (including FCS teams).

The difference between this year's extremely deep SEC and a very down CUSA is hard to put into words. Just take a look at the Hilltoppers' wins this season:

• Sam Houston
• North Alabama
• Nevada (outgained)
• Missouri State (Bears quarterback got hurt in close WKU win)
• Delaware (outgained by almost 100 yards in a flukey WKU win)
• Louisiana Tech (by 1 in OT; needed an improbable late fourth-down conversion)
• New Mexico State
• Middle Tennessee

It doesn't get much easier than that path to eight wins with a couple that probably should have been losses. In fact, I don't have any of those eight teams power-rated inside the top 100.

Since taking over as the new starting quarterback, Rodney Tisdale Jr. had two impressive starts, but both came at home against two bottom feeders in New Mexico State and LA Tech.

His numbers under pressure are still very worrisome, especially considering the lack of quality competition. The freshman may make quite a few critical mistakes in a hostile environment against a defense that can certainly throw some exotic looks at him.

WKU, which also lost at home by 19 to FIU, has really only faced one (barely) above-average team in Toledo in a game it lost, 45-21, on the road.

This is a major step up in class for the Hilltoppers, while it will provide a nice reprieve for an LSU squad that could use a feel-good blowout victory after a disappointing year.

As long as the Tigers care, they should be able to stretch their legs and win this by more than three touchdowns.

Pick: LSU -21.5 (Play to -22.5)

Stuckey's Other Quick Hitters

Duke vs. UNC

Saturday, Nov 22

3:30 p.m. ET

ACC Network

Where is Duke at mentally after blowing its chance for an ACC title and CFP berth? UNC is probably worth a look, especially at +7 or better.

Syracuse vs. Notre Dame

Saturday, Nov 22

3:30 p.m. ET

NBC

I did bet Notre Dame -35 against Syracuse.

The Irish have an incentive to run up the score with only Stanford remaining on their schedule after this week and with no conference championship game, especially with all of the recent talk surrounding the Miami loss.

Plus, Joseph Filardi, the lacrosse player, is getting the start at quarterback for Syracuse again.

I wish him well in his first road start against an Irish defense that has allowed 21 total second-half points over its past seven games, which includes a touchdown on the final play of the game last week against Pitt.

Arkansas vs. Texas

Saturday, Nov 22

3:30 p.m. ET

ABC

Outside of Notre Dame, Arkansas has been in every single game despite playing one of the nation's toughest schedules.

Incredibly, seven of the eight Razorback losses have come by a combined 26 points.

Maybe the Hogs finally let go of the rope following so many heartbreaking losses, but it's also reasonable to question where Texas will be at mentally after last week's disappointing loss at Georgia that will likely cost the Longhorns a shot at a return to the CFP.

Colorado State vs. Boise State

Saturday, Nov 22

7 p.m. ET

Fox Sports 1

Colorado State finally showed some life in the post-Jay Norvell era last week.

The Rams may be worth a look this week against a Boise State team that simply can't score with new quarterback Max Cutforth, who has thrown for 210 total yards (with 0 TD and two INTs) in two starts.

The Broncos are now laying more than 14 points, which is the total they have scored over their last two games.

BYU vs. Cincinnati

Saturday, Nov 22

8 p.m. ET

FOX

This is a good buy-low/sell-high spot with Cincinnati hosting BYU on Saturday night. I'd love to get a +3 with Cincy, but may also look at backing the home dog in the first half, especially if a 3 never shows.

The Cougars have started slow on the road all season, and they have trailed at the half in four out of five road trips. They ended up winning four of those games by a combined 22 points despite a -17 first-half scoring margin.

Plus, it's not like Cincy is immune to blowing leads under Scott Satterfield, whose run defense just might eventually wear down against LJ Martin and company.

The more I think about this game, that might be the best route to back the Cats.

Meanwhile, after back-to-back losses, this sets up as a nice buy-low spot on the Bearcats, who should get two very key offensive pieces back from injury in Evan Pryor and Caleb Goodie.

I project this closer to a coin-flip and think BYU has been a bit fortunate on a number of occasions this year. I will count this as a spot if a 3 ever shows. Stay tuned to the Action App.

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