Memphis vs. Charlotte Odds & Betting Predictions - October 3, 2026

Memphis at Charlotte

3:00 pm • ESPN+
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Memphis at Charlotte Odds

Spread, Total, Moneyline

MatchupOpenSpreadTotalMoneyline
Memphis
3-1
-21.5
-20.5-110
o52.5-106
-1600
Charlotte
0-4
u54.5
+20.5-110
u52.5-115
+890
location pinSaturday 3:00 p.m.
October 03, 2026
Jerry Richardson StadiumCharlotte
thermometer image78°Fahrenheit
rain image18%Rain
wind image3Wind
Memphis vs. Charlotte Expert Picks
JMann
JMann
Last 30d: 25-30-0 (-3.9u)
CHA +20.5-110
0.5u
Kody Malstrom
Kody Malstrom
Last 30d: 52-46-2 (+0.4u)
MEM -20.5-104
0.52u

Prop Odds Comparison

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No props found

Line Movement Tracker

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Memphis vs. Charlotte Public Betting Percentages

Away Logo

Memphis

Public

52%

Bets%

48%

Money%

NCAAF Public Betting Right Arrow

Matchup History

Against the Spread (ATS) History

overallhomeawayfavoriteunderdog
Charlotte
2-20-22-00-11-1
Memphis
2-21-11-11-11-1

Over/Under History

overallhome o/uaway o/ufavorite o/uunderdog o/u
Charlotte
1-31-10-21-00-2
Memphis
3-12-01-12-01-1

Straight-Up (ML) History

overallhomeawayfavoriteunderdog
Charlotte
0-4N/AN/A0-10-2
Memphis
3-1N/AN/A2-01-1

Last 5 Matchups

dateopponentscorespreadover/undermoneyline
Sep 26thULL 7-34+9.5 LU 49.5UL +300
Sep 19th@APPL 21-26+16.5 WU 52.5APP +650
Sep 12th@MISSL 9-41+45 WU 59.5-
Sep 5thCITL 41-43-20.5 LO 48.5CIT -1700
Nov 30th@TULNL 0-27+30.5 WU 51.5TULN +2000
Team Stats
1068
YDS
823
72/102
Comps/Atts
87/134
10.47
YPA
6.14
10/4
TDs/INTs
3/6
5/39
Sacks/Yards
4/17
964
Rush Yards
421
148
Attempts
106
6.51
YPC
3.97
7
TDs
5
Fumbles Lost
4
Interceptions
6
14/17 82.4%
Redzone
9/10 90%
18/41 0%
3rd Down
16/53 0%
1/4 0%
4th Down
3/8 0%

First Downs

89
Total
59
40
Pass
33
40
Rush
17
9
Penalty
9
/
Penalties/Yards
/

Memphis vs. Charlotte Odds Comparison

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Memphis at Charlotte Team Totals

MatchupOverUnder
Memphis
3-1
N/A
N/A
Charlotte
0-4
N/A
N/A