The Rice Owls take on the Navy Midshipmen in Annapolis, Maryland. Kickoff is set for 3:30 p.m. EDT on CBS Sports Network.
Navy is favored by 14.5 points on the spread with a moneyline of -650. The total is set at 44 points.
Here’s my Rice vs. Navy predictions and college football picks for Saturday, September 27, 2025.
Rice vs Navy Prediction
- Rice vs. Navy Pick: Under 44 (Play to 40.5)
My Navy vs. Rice best bet is on the Under. Find the best line available on our live NCAAF odds page.
Rice vs Navy Odds
| Rice Odds | ||
|---|---|---|
| Spread | Total | Moneyline |
+14.5 -110 | 44 -110o / -110u | +475 |
| Navy Odds | ||
|---|---|---|
| Spread | Total | Moneyline |
-14.5 -110 | 44 -110o / -110u | -650 |
- Rice vs Navy point spread: Navy -14.5 (-110), Rice +14.5 (-110)
- Rice vs Navy over/under: 44 (-110o / -110u)
- Rice vs Navy moneyline: Rice +475, Navy -650
Rice vs Navy Picks, Betting Analysis
I’ve had this game circled all Summer.
This is essentially a Service Academy total. Both teams rank in the bottom 10 nationally in tempo and the top five in rush rate.
A slow pace, combined with running the clock, means we could likely see fewer than 130 total plays.
Will there be explosives? Probably not. Rice ranks last nationally in Explosiveness, while Navy ranks 73rd.
Can Rice play disciplined, fundamentally sound defense? The Owls rank 40th nationally in PFF’s Tackling grades. Defensive coordinator Jon Kay is a Texas high-school coaching legend who has honed his craft against all sorts of different offensive looks, and he’ll have his team prepared for Navy’s Wing-T attack.
This game will be brought to a halt, and Rice has been stuck in the mud on offense at times. I wouldn’t be surprised if we saw multiple zero-point quarters in this game.
Pick: Under 44 (Play to 40.5)
