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Miami (OH) vs Northern Illinois Prediction, Pick, NCAAF Odds for Saturday, October 4

Miami (OH) vs Northern Illinois Prediction, Pick, NCAAF Odds for Saturday, October 4 article feature image
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Credit: Imagn Images. Pictured: Northern Illinois Huskies head football coach Thomas Hammock.

The Miami (OH) RedHawks take on the Northern Illinois Huskies in DeKalb, Illinois. Kickoff is set for 3:30 p.m. ET on ESPN+.

Miami (OH) is favored by 4.5 points on the spread with a moneyline of -200. The total is set at 38.5 points.

Here’s my Miami (OH) vs. Northern Illinois prediction and college football picks for Saturday, October 4, 2025.

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Miami (OH) vs Northern Illinois Prediction

  • Miami (OH) vs. Northern Illinois Pick: Northern Illinois +4.5 (-110, bet365)

My Northern Illinois vs. Miami (OH) best bet is on the Huskies to cover. Find the best line available on our live NCAAF odds page.


Miami (OH) vs Northern Illinois Odds

Miami (OH) Logo
Saturday, Oct 4
3:30 p.m. ET
ESPN+
N. Illinois Logo
Miami (OH) Odds
SpreadTotalMoneyline
-4.5
-110
38.5
-110o / -110u
-200
N. Illinois Odds
SpreadTotalMoneyline
+4.5
-110
38.5
-110o / -110u
+165
Odds via bet365. Get up-to-the-minute NCAAF odds here.
bet365 Logo
  • Miami (OH) vs Northern Illinois point spread: Miami (OH) -4.5
  • Miami (OH) vs Northern Illinois over/under: 38.5 points
  • Miami (OH) vs Northern Illinois moneyline: Miami (OH) -200, Northern Illinois +165

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Miami (OH) vs Northern Illinois Pick

This game activated one of our Action PRO Betting Systems, powered by Evan Abrams:

Mature Market Moves Line Freeze is a college football system that looks for games where sharp money clearly favors one side but the betting line does not move significantly.

Regular-season games with a spread between one and six points are often closely contested, where even the smallest market signals can matter.

A large gap between the percentage of money and the percentage of tickets shows that bigger, sharper wagers are leaning in one direction while casual bettors are spread elsewhere.

When the spread barely shifts from open to close, it suggests bookmakers are confident in their number and are respecting sharp money rather than adjusting to public action.

This combination of tight spreads, sharp influence, and minimal movement creates situations where following the money side has consistently produced long-term value.

This game also aligns with one of my ever-trusty betting systems: Blindly Backing Northern Illinois head coach Thomas Hammock As An Underdog.

NCAAF Icon
HC Thomas Hammock ATS as 'Dog
the team is the Dog
the coach is Thomas Hammock
the game is played during the Regular season
$932
WON
24-13-1
RECORD
65%
WIN%

Hammock's teams typically play stingy defense (ranking top-50 nationally in EPA per Pass allowed and late-down conversion rate allowed) and run the ball (11th in rush rate), draining the clock en route to one-possession grinders — i.e., the perfect scenario for an underdog to cover.

Meanwhile, Miami is missing its quarterback, as Dequan Finn was injured two weeks ago against UNLV. I can only imagine that the RedHawks would also prefer a rush-heavy game script, considering Henry Hesson completed only 13 of 23 passes against FCS Lindenwood last week.

Pick: Northern Illinois +4.5 (-110, bet365)

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Miami (OH) vs Northern Illinois Betting Trends



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Author Profile
About the Author

Tanner McGrath covers college basketball, college football and Major League Baseball at Action Network. He is a contributor to Payoff Pitch, Action Network’s Major League Baseball betting podcast. He's been working in the space for more than five years with past journalism experience in Canadian collegiate sports, finance and economics. He has an obsession with America East basketball, betting the Miami Marlins and sweating out home underdogs.

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