Best Credit Card Sportsbooks June 2025

Best Credit Card Sportsbooks

Not every sportsbook makes it easy to use your credit card, but the ones listed here actually do what they say: they accept credit cards fast, let you deposit without a ton of hoops, and won’t leave you wondering where your money went.

We’ve tested dozens of online betting sites that accept credit card deposits, but these six stood out for being reliable, quick, and generally low on fees. Just note: credit card withdrawals are rare, so you’ll probably need another method when it’s time to cash out.

bet365

• Cards Accepted: Visa, Mastercard

• Why It’s Great: If you’re into live betting and want something that moves quickly, Bet365 is hard to beat. Credit card deposits are nearly instant, and the site keeps things clean and simple.

• Good to Know: You’ll need to switch to a different payment option when you’re ready to withdraw.

BetMGM

• Cards Accepted: Visa, Mastercard, Discover

• Why It’s Great: BetMGM accepts more card types than most, including Discover, which isn’t always a given. The sportsbook itself is solid across the board: deep markets, same-game parlays, and a decent welcome offer.

• Good to Know: Their card deposits process is smooth, and they rarely tack on surprise fees.

Caesars Sportsbook

• Cards Accepted: Visa, Mastercard

• Why It’s Great: Caesars makes it pretty painless to deposit funds with a credit card. Add in the chance to earn Caesars Rewards while you bet, and it’s an easy win for regulars of their hotels and casinos.

• Good to Know: Credit card withdrawals aren’t an option, so plan ahead.

BetRivers (Only in MI and PA)

• Cards Accepted: Visa, Mastercard

• Why It’s Great: BetRivers isn’t flashy, but it gets the job done. Deposits go through fast, and the app doesn’t overwhelm you with clutter.

• Good to Know: A few banks (especially smaller ones) may flag gambling sites. If your card gets blocked, have a backup plan ready.

DraftKings Sportsbook

• Cards Accepted: Visa, Mastercard, Discover

• Why It’s Great: DraftKings combines fast deposits with a platform that feels familiar, even if you’re new to online gambling, plus it accepts most major credit cards and lets you jump straight into betting without hassle.

• Good to Know: It’s one of the best credit card sportsbooks if you want deep betting markets and a trustworthy app.

FanDuel Sportsbook

• Cards Accepted: Visa, Mastercard

• Why It’s Great: FanDuel shines when it comes to ease of use. The mobile app is quick, the deposit process with a credit card is smooth, and they’re usually fast with payouts (though again, you’ll need a different withdrawal method).

• Good to Know: If you’re after credit card betting sites that don’t feel like a gamble themselves, FanDuel’s a safe bet.

Can I Use My Credit Card to Bet on Sports? A Few Extra Things to Know

In most legal states, yes, you can use your credit card to fund your sportsbook account. Just like booking a hotel or grabbing takeout, it’s a familiar payment method that’s quick and easy. That said, even the best credit card sportsbooks can’t guarantee your deposit will always go through. These are a couple of common roadblocks:

• Bank blocks are probably the most frustrating one. Some banks, especially smaller ones or certain credit unions, still flag gambling transactions, even if they’re completely legal where you live. If you see a decline, it’s likely coming from the card issuer, not the sportsbook.

• Then there’s state law. A few states have specific rules that restrict or even ban credit card deposits on online sportsbooks, so if you’re in one of those states, you’ll need to use an alternative like PayPal, Venmo, or a prepaid Play+ card instead.

• On the other hand, each site sets its own minimums and caps. Some go as low as $5, while others allow thousands if your account is verified.

• Also, major sportsbooks use encrypted transactions and secure payment systems, so as long as you’re using legal online gambling sites, your info’s protected.

And last but not least, just because your sportsbook accept credit cards doesn’t mean your bank does. Always have a backup like an e-wallet or prepaid option ready, just in case. Still, most betting sites that accept credit cards work fine for most of the users out there.

How to Deposit with a Credit Card

Using your credit card on an online sportsbook is about as simple as any online purchase. Here’s how it works:

1. 1. Sign Up: Create your sports betting account and complete identity verification if needed.
2. 2. Go to the Cashier: Look for the “Deposit” button, usually found in the account or wallet section.
3. 3. Choose Your Card: Pick Visa, Mastercard, or Discover, whatever your sportsbook supports.
4. 4. Enter Your Info: Plug in your card number, expiration date, CVV code, and billing zip.
5. 5. Set Your Deposit Amount: Most credit card sportsbooks let you start with as little as $5 or $10.
6. 6. Confirm and Fund Your Account: Once approved, your money shows up right away.

No need to overthink it, if your card works, you’ll be betting in seconds.

Credit Card Sportsbooks Deposit Experience

Most credit card sportsbooks make it ridiculously easy to deposit funds. If you've ever bought anything online, you’ll know the drill: punch in your card details, confirm the amount, and your betting account is ready to go. Visa and Mastercard usually fly through in seconds, while AmEx can be hit or miss depending on the site. That said, not every card goes through without a hitch. Some regional banks or credit unions may block gambling-related transactions outright. If that happens, you’ve got options! You can switch to a debit card, try PayPal, or check if your bank allows you to authorize future transactions.

There’s no need to fill out a credit card authorization form or worry about extra steps. Just know that while most sportsbooks accept credit card deposits, a few still charge fees or have deposit minimums that aren’t obvious upfront, so check before you hit confirm.

Credit Card Sportsbooks Withdrawals Experience

Here's the part that sucks: you can’t withdraw back to a credit card. Doesn’t matter if it's Visa, Mastercard, or AmEx, credit card withdrawals just aren’t a thing on most betting sites. Instead, you’ll have to pick something else when it’s time to cash out.

Bank transfer is a safe bet, PayPal is the fastest (usually within 24 hours), and Play+ is a solid prepaid card option that links right to your sportsbook account. Venmo’s also in the mix on places like FanDuel and DraftKings. Also, if you’re feeling patient, a paper check is still a fallback.

Our main tip? Plan ahead. The last thing you want is to win a bet and then scramble to figure out how to get your money, so set up your withdrawal method when you deposit, especially if you're using credit and debit cards to fund your account.

States That Don’t Allow Credit Card Betting

While most legal sports betting states allow credit card deposits, a handful of states either block or limit how you can use credit cards for online gambling:

• Iowa: No credit card deposits allowed for sports betting.

• Tennessee: Credit cards are banned across the board.

• Massachusetts: State law blocks credit card payments for gambling.

• New Hampshire: Restrictions in place that prevent using major credit cards on betting sites.

• Vermont: No credit or debit card funding for sportsbook accounts.

• Oregon: Only allows online betting through the state-run app, and even there, credit card deposits are blocked.

• Rhode Island: Credit cards aren’t accepted.

• Illinois: Recently tightened the rules, banning credit card betting as part of responsible gambling efforts.

These rules are mostly there to stop people from spending money they don’t actually have. So if you're in one of these states, look for sportsbooks that accept debit cards, bank transfers, or PayPal instead. And before you try to start betting online, check your sportsbook’s deposit method list to see what’s allowed where you live.

Pros and Cons of Credit Card Sportsbooks

There’s no denying credit cards are one of the fastest ways to get money into your betting account. But that convenience comes with a few trade-offs. Here’s a quick look at the ups and downs of using them to deposit money and start betting online:

Pros

• Instant deposits: Your funds hit your account right away, no waiting around.

• Super convenient: You probably already have a card in your wallet. No extra logins, apps, or third-party platforms needed.

• Accepted nearly everywhere: Most of the best sportsbooks for credit cards take Visa and Mastercard, and some even accept AmEx.

Cons

• Cash advance fees: Some banks treat gambling deposits like cash advances, which means interest starts ticking immediately.

• No withdrawals: Sportsbooks that accept credit cards don’t let you cash out to them. You’ll need to link a bank account, PayPal, or another method to get your winnings.

• Easier to overspend: Since you’re not using money you already have, it’s easier to go overboard.

If you know you’re someone who tends to chase losses or blur your betting budget, it might be worth switching to debit or a prepaid card to keep things in check.

Other Ways to Fund Your Sportsbook Account

If your state doesn’t allow credit card betting or your card just won’t go through, you’ve got options. Plenty of instant withdrawal sportsbooks support other fast, reliable payment methods:

• Debit Cards: Work just like credit, but with direct bank funding.

• PayPal: Widely accepted and supports both deposits and withdrawals.

• Venmo: Supported by some online sportsbooks (notably DraftKings and FanDuel).

• Online Banking: Directly links your bank account.

• Play+ Prepaid Cards: Fund with your credit/debit card, then use on sportsbook.

• Cash at Casino Cage: Only in chosen retail markets (like New Jersey, Nevada).

Credit Cards and Responsible Gambling

Credit card betting is quick, but it also makes it easy to lose track of your spending. That’s why sportsbooks that accept credit cards often include built-in responsible gambling tools to help you keep your balance, on the field and off it. Look for features like:

• Custom deposit limits

• Session time reminders

• Temporary cool-off options

• Self-exclusion programs

Also, some banks now let you block gambling charges on your credit card entirely, so if you think that’d help you stay in control, it’s worth setting up. And if things ever feel off, you’re not alone. Free help is available at www.ncpgambling.org and you can always call 1-800-GAMBLER.