Mastercard is one of the most widely accepted sportsbook payment methods across legal online operators in the U.S., and it's really no wonder why. It’s fast, secure, and simple to use, making it a go-to option for bettors who want to fund their accounts without any issues.
Below are the top Mastercard sports betting sites available in the U.S., chosen for their speed, bonus eligibility, and strong market reputation.
🏟️ Mastercard Sportsbooks |
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⭐️ Mastercard Deposit Speed |
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🏅 BetRivers Promo Code (Only in MI and PA) |
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Bet $5 Get $150 in Bonus Bets If Your Bet Wins! |
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Best Mastercard Sportsbooks in the United States
Mastercard is accepted by just about every major sportsbook in the U.S., but that doesn’t mean they’re all worth your money. Some are faster with payouts. Some load you up with bonus bets. And some are just plain better at odds, navigation, and promos.
Here’s a look at the Mastercard betting sites that actually deliver, starting with the best.
1. bet365 – The Gold Standard
Bet365 keeps things sharp. Odds? Among the best. Markets? Deep. If you’re using Mastercard to fund your betting account, this book gets you in the game fast.
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Deposits are instant, no lag.
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They run regular promos you can trigger with a card deposit.
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Live betting and in-game streaming pair nicely with fast funding.
2. BetMGM
Backed by MGM Resorts, this sportsbook doesn’t mess around when it comes to name recognition, or promotions. If you're looking for steady offers and easy deposits, BetMGM has your back.
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Mastercard loads hit your account within seconds.
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New user bonuses almost always work with card funding.
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Their app is smooth whether you’re placing a parlay or checking a line on the go.
3. Caesars Sportsbook
Caesars leans into its brand power with consistent promos, decent odds, and the added bonus of linking your account to Caesars Rewards.
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Mastercard deposits show up fast.
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Every dollar you bet earns rewards credits.
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Welcome promos and reload offers tend to include card payments.
4. BetRivers (Only in MI and PA)
BetRivers might not have the flashiest design, but it’s quietly one of the better picks for serious bettors. Rollover terms are fair, and they’re transparent about everything.
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Mastercard deposits land quickly, usually within a few seconds.
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You’ll earn iRush Rewards while you bet.
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They drop frequent odds boosts and bet credits tied to deposits.
5. DraftKings
DraftKings has been in the mix from the start. With strong pricing and tons of betting options (especially for same-game parlays), it’s easy to see why it’s a crowd favorite.
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Mastercard gets your funds in right away.
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Bonus offers often include card-funded accounts.
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One login works across mobile, desktop, and DFS if you’re into both.
6. FanDuel
FanDuel’s layout is clean, the odds are sharp, and it’s one of the fastest at processing payouts. Mastercard users won’t run into any headaches getting started here.
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Deposits clear instantly.
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Mastercard usually triggers the “No Sweat First Bet” or other welcome promos.
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Their mobile app is one of the easiest to navigate, meaning there's no guessing where to click.
How to Deposit with Mastercard at an Online Sportsbook
Getting your account funded with a Mastercard takes just a few minutes. Here’s the usual drill:
1. Pick a sportsbook that accepts Mastercard
Stick with legal U.S. options (like the ones listed above) that clearly show Mastercard under their payment methods.
2. Create your online sportsbook account
You’ll need to enter basic info like your name, address, and date of birth. Some sites will ask for the last four digits of your SSN to verify your identity.
3. Head to the deposit section
Once you’re logged in, look for a “Deposit” or “Cashier” tab. Then, chose Mastercard from the list of payment options.
4. Add your card info
Punch in your card number, expiration date, and CVV. Some online sports betting platforms may let you save the card for later.
5. Enter the amount and confirm
Pick how much you want to deposit. Once you confirm, the funds usually show up right away so you can start betting.
Why Mastercard Is a Go-To for Sports Betting
A lot of bettors stick with Mastercard for one simple reason: it works. Whether you’re brand new or a regular, here’s why it’s a solid pick.
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It’s fast: Mastercard deposits hit your betting account almost immediately, which is key if you’re trying to jump in before kickoff or tip-off.
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It’s widely accepted: Most top-tier sports betting sites take Mastercard, so you won’t need to bounce around looking for one that fits.
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It’s safe: Card transactions come with encryption, fraud protection, and chargeback rights. If anything goes sideways, you’ve got backup.
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It unlocks promos: Many let you claim deposit bonuses or bonus bets when you fund your online sportsbook account with a Mastercard, no hoops, no extra steps.
What Makes a Great Mastercard Sportsbook
Most betting sites take Mastercard, sure, but the ones worth using do more than just process your card. Here’s what separates a great Mastercard online betting site from the rest:
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Start with the odds: Look for sportsbooks that consistently offer strong lines on spreads, totals, and props. A small difference adds up over time, especially if you bet often.
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Check the promos: Card deposits should qualify for bonus bets, deposit matches, or loyalty points. Some Mastercard betting sites even run exclusive deals tied to card funding. Just check the fine print first.
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Know the limits: Deposit minimums usually fall between $5 and $20. Most sportsbooks accept Mastercard for deposits, but very few let you cash out to the card, so expect to withdraw through PayPal, Play+, or an online bank account.
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Payout speed matters: Some sites process withdrawals within hours, others take a few days. If fast payouts are a priority, avoid sportsbooks that rely only on ACH or wire transfers.
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Look for a full betting menu: The best Mastercard sportsbooks cover spreads, totals, futures, props, and same game parlays across all major sports. Niche markets are a plus.
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Stick with licensed sites: Only bet at regulated sportsbooks that offer secure Mastercard deposits, protect your info, and provide real customer support when needed.
Staying in Control With Online Sportsbooks
Legal sportsbooks in the U.S. are required to offer tools that help you manage your betting habits, aka responsible gambling tools. So if you're using Mastercard to fund your account, you’ll still have access to all the same limits and safety features:
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Deposit limits let you set caps by day, week, or month. Good for keeping your spending in check.
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Session timers can help you step away when you're betting more than planned.
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Self-exclusion options are available if you want a full timeout, whether for a few days or longer.
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Helpful links are usually provided to national support groups like the NCPG if you ever need outside help.
Pros and Cons of Using the Best Mastercard Sportsbooks
Like any payment method, Mastercard has its ups and downs when it comes to online sports betting.
Pros
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Accepted almost everywhere: Most legal U.S. sportsbooks take Mastercard, so you won’t struggle to find a betting site that works with your card.
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Fast deposits: Funds usually show up in your sportsbook account within seconds. No waiting around.
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Safe to use: Mastercard deposits are protected by encryption and fraud monitoring, just like any major credit card transaction.
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Qualifies for promos: Most welcome bonuses and bonus bets are unlocked with a Mastercard deposit, just check the terms before funding.
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No extra accounts needed: Unlike e-wallets or prepaid cards, you don’t have to create anything new. Just use your card and you're good.
Cons
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Withdrawals aren't supported: Almost no online sportsbook lets you cash out to a Mastercard. You’ll need to link a bank account or use something like PayPal for payouts.
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You might get hit with fees: Some banks treat gambling transactions as cash advances, which can add charges. Check with your card issuer first.
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Some banks block it entirely: Not all credit card providers allow gambling-related transactions, even if the online sports betting site is legal.
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No privacy: Your Mastercard is tied to your name and financial details, so there’s no anonymity like you’d get with a prepaid card.
Other Ways to Fund a Sportsbook Account
Mastercard works well, but it’s not your only option. If you're looking for other ways to move money in or out of your betting account, here are the most popular payment methods used at legal U.S. sportsbooks.
- 1. Debit Cards & Visa: Visa and Mastercard are nearly identical in how they work at betting sites. They’re accepted almost everywhere, they fund fast, and they don’t support withdrawals.
- 2. Online Banking (ACH/eCheck): Great if you’d rather skip cards. You connect your bank account directly, send money straight from your checking account, and usually withdraw to the same place. Slower than cards, but more reliable for payouts.
- 3. PayPal: PayPal is one of the easiest options around. Deposits and withdrawals are both quick, and most top sportsbooks support it. It also keeps your bank details off the sportsbook entirely.
- 4. Play+ Prepaid Cards: You load it with a credit or debit card, even a bank transfer, then use it to fund your betting account. Winnings can go back onto it, which makes it a rare all-in-one option.
- 5. Venmo: Not every site accepts Venmo, but it works well where it’s accepted. Fast on both ends, just like PayPal.
- 6. Apple Pay: If you’re on an iPhone, Apple Pay is fast and easy. Just keep in mind, you can deposit with it, but you’ll need another method to cash out.
- 7. PayNearMe: If you want to use cash, PayNearMe works. Start online, then pay at a 7-Eleven or CVS. You can’t withdraw through it, though.
- 8. Wire Transfers: Slow but useful for big deposits. Better for high-stakes bettors than casual players.
Best Mastercard Betting Sites at a Glance
If you're planning to use a Mastercard, these sportsbooks consistently come out on top:
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bet365
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BetMGM
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Caesars
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BetRivers
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DraftKings
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FanDuel
Each offers something unique (whether it's a deep live betting market, loyalty rewards, or a top-tier mobile app), and all make Mastercard deposits fast and easy. Just choose the betting site that fits your style, and enjoy a smooth, secure betting experience.
Most top U.S. betting sites accept Mastercard for deposits, including big names like DraftKings, Caesars Sportsbook, and FanDuel. That said, availability can depend on your state and issuing bank. Always double-check the sportsbook’s payment options before signing up.
Not usually. Mastercard deposits work great, but most sportsbooks don’t support withdrawals back to the card. Instead, expect to cash out using online banking, PayPal, Play+, or a prepaid card.
Yes. Mastercard betting sites use encrypted transactions and fraud protection. As long as you’re using a licensed sportsbook, your info and funds are secure.
In most cases, yes. Mastercard users can usually claim deposit matches, welcome offers, or bonus bets just like anyone else. Check the terms to be sure your Mastercard deposit triggers the promo.
Minimums often start around $10, but it varies by sportsbook. Your max deposit limit might depend on your online sports betting account history or card provider. You'll find details in the sportsbook's banking section.
The best Mastercard betting sites include bet365, BetMGM, Caesars, BetRivers, DraftKings, and FanDuel. Each accepts Mastercard deposits, have competitive odds, runs frequent promos, and offers a strong sportsbook account setup