If you’re not keen on linking a bank account (or you’ve dealt with one too many credit card declines) prepaid cards give you a way around it. Whether it's a prepaid Visa, a branded Play+ card, or even a gift card from the grocery store checkout, these options let you deposit quickly without handing over your banking details. They’re simple to use, widely accepted on U.S. sportsbooks, and a solid fit for anyone who prefers to keep their betting budget separate from everyday expenses.
You load what you plan to spend, and that's it. No accidental overdrafts, no digging through statements later, just clean deposits and clear limits. And in 2025, some of the biggest names in legal sports betting(like bet365, Fanatics, Caesars, and BetMGM) make it easy to use prepaid cards, no guesswork or expertise needed.
Here’s where to start.
Top-Rated Betting Sites That Accept Prepaid Cards
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Most of these sites either support Play+ (BetMGM and Fanatics) or allow prepaid Visas and gift cards (bet365 and Caesars). You’ll still be able to claim welcome offers, make deposits quickly, and skip entering any sensitive banking info.
Where You Can Use Prepaid Cards: A Closer Look at the Best Sportsbooks
These aren’t just the best prepaid card sportsbooks by name, they actually make the process easy, transparent, and, most importantly, secure. If you’re betting on your sports betting account with a Visa prepaid card, a reloadable prepaid card, or any other type of card, here’s how each platform handles deposits, withdrawals, and perks.
bet365
bet365 has long been a favorite for its straightforward setup, and that holds true if you're using prepaid cards. It accepts both prepaid Visa cards and prepaid gift cards, making it an easy entry point for bettors who don’t want to link their bank account. Deposits are fast, usually instant, and you’ll still qualify for any deposit bonus that’s currently running (just check the cashier section for available deposit methods).
Withdrawals, though, can’t go back to a prepaid card, so you’ll need to switch to bank transfers or an e-wallet once it’s time to collect. Still, for clean prepaid card deposits and wide sports betting coverage, bet365 delivers.
Fanatics Sportsbook
Fanatics is newer to the online sportsbook market, but it’s catching up quickly (and yes, they absolutely accept prepaid cards). Through the Play+ program, you can load up your sports betting account with a branded prepaid card, no questions asked. Plus, if you’ve got a prepaid gift card, that may also work for deposits, but make sure it’s activated for online betting.
This book tends to offer flexible deposit limits and throws in generous bonus bets, often stretched across multiple days. What stands out to us though is that Fanatics gives bettors who aren’t ready to connect a full bank account a way in without sacrificing features.
BetMGM
BetMGM is one of the most sportsbooks-friendly platforms when it comes to prepaid card deposits. Not only can you load funds with a Visa prepaid card, you also get access to the BetMGM Play+ card, which is a reloadable prepaid card designed for both deposits and withdrawal requests. That means your funds can go in and out using the same card, skipping any need to add banking information or deal with paper checks.
The Play+ card can be topped up with debit cards, credit cards, or bank transfers, and while some fees apply, it’s still one of the smoothest systems on the market. Plus, BetMGM consistently ranks high for betting apps, so you’re covered for online betting whether you’re on desktop or your phone.
Caesars Sportsbook
And last but definitely not least, Caesars lets you load your sportsbook account using gift cards, a Visa prepaid card, or whatever prepaid options you can buy just about anywhere. You’ll find it listed in the cashier section alongside other deposit options, and the process is just as quick as it is with a regular debit card, without having to give up sensitive payment information.
That said, deposit limits vary depending on the card, so check the terms first. Gift card deposits work well for starting out, but keep in mind you’ll need another method (like bank transfers) when it’s time to transfer funds back out. Caesars is a strong pick for anyone who likes generous bonus bets and welcome bonuses that tie into their larger rewards program.
Using Prepaid Cards to Deposit and Withdraw at Sportsbooks
Most prepaid card sportsbooks make it pretty simple to move money in, but getting it out depends on what kind of card you’re using. Here's what to expect on both ends of the transaction.
Deposits: Fast, Controlled, and No Bank Link Needed
When you're using a prepaid Visa card, a reloadable prepaid card, or even a prepaid gift card, you’re skipping over traditional banking methods entirely. That’s exactly why so many people prefer it. To fund your sportsbook account, just head to the cashier section, pick prepaid or Visa under the deposit methods, and punch in your card details. Your deposit should clear instantly (as long as the card is approved for online betting and there’s money on it).
Most cards that carry the Visa prepaid label or come from trusted stores work without any hang-ups, but you may hit a wall if you're using a store-branded gift card that doesn’t allow online gambling purchases.
On the other hand, you’ll want to keep an eye on deposit limits, especially with non-reloadable cards. Some have a hard cap around $250 or $500, and you can’t stack them on a single sports betting account. Plus, if you're using a branded prepaid card like Play+, those deposit limits vary depending on verification and account tier. However, many Play+ users say they saw smoother reloads once their banking information was verified.
Read More - Best Instant Withdrawal Sportsbooks
Fees: Read the Fine Print First
Depending on the card, you might get hit with a small fee just for loading it or keeping it active (some gift cards also take a percentage off the top as an activation charge). The sportsbook won’t usually charge for prepaid card deposits, but the card issuer might. It pays to double-check before funding your betslip.
And if you're juggling between a few sportsbook payment methods, it's worth noting: you can’t always use the same prepaid card across multiple betting sites. That’s especially true with one-time-use cards.
Withdrawals: Where Things Get a Little Tricky
If you used a regular prepaid gift card, you won’t be able to pull your money back onto it, as these cards are one-way streets. When it’s time to cash out, you’ll need to pivot to bank transfers, PayPal, or another approved method that the book supports for withdrawal requests.
Now, if you went with a reloadable prepaid card like BetMGM’s or FanDuel’s Play+, you’re in better shape. These cards let you accept withdrawals, meaning you can get your money back onto the same card you used to deposit, no need to share a bank account or wait for paper checks. These setups are perfect for those of us who want to keep their sports betting balance away from day-to-day expenses.
As usual, processing times vary. Most sportsbooks say to expect 24 to 48 hours for withdrawals to hit a Play+ card, while bank transfers usually take a bit longer, sometimes up to five business days depending on the sportsbook and your banking information.
What to Expect With Prepaid Card Sportsbooks
If you’re using prepaid cards at an online sportsbook, the setup is usually painless. Most sportsbooks that accept prepaid cards aim to keep things simple (think no lengthy ID verifications, no digging through banking information, and no awkward redirects). Just pick your payment method, type in the card number, and you're good to go. The cashier section is also typically stripped of distractions, as there’s usually a spot for gift card deposits, a few fields to fill out, and a confirmation screen. For anyone who’s not interested in linking a bank account or dealing with debit cards, this is a straightforward alternative.
Also, since prepaid Visa cards only let you spend what’s loaded, they double as a way to stay on budget. Bettors who want to separate their sports betting account from everyday spending often lean this way, and with good reason. There's no risk of overdrafts, and your financial footprint stays small. That’s a win in our book.
Safety and Licensing
The top prepaid card sportsbooks in the U.S. are all licensed and operating in legal betting markets. That means they’re held to state standards, so your payment information is encrypted, your balance is protected, and there’s help available if anything goes sideways.
Even better, prepaid card deposits don’t ask you to connect your main bank account. So if you use a reloadable prepaid card like Play+ or a one-time prepaid gift card, you're keeping one layer of your personal data out of the mix. In 2025, that level of privacy goes a long way.
Bonus Offers for Prepaid Users
Here’s what surprises some people: you can still claim deposit bonuses, bonus bets, and other sportsbook promos using a Visa prepaid card. Fanatics, BetMGM, Caesars, and others all include these deposits in their promo-eligible categories. Just make sure your card is brand-name (look for the Visa logo or similar) and works for online betting.
If you're ever unsure, check the terms in the cashier section or contact customer support. A few cards issued as physical gift cards might get blocked, depending on the deposit methods supported.
No Deposit Bonuses: Do They Still Exist?
They’re not common anymore, but yes, they’re still out there from time to time. Some online sports betting sites run short campaigns where you get a little site credit without putting in a first deposit. These offers are usually targeted to new users or tied to app installs, so keep an eye on your inbox or account messages.
Prepaid Card Betting Apps That Actually Work
These days, most sports bettors are placing wagers from their phones. Whether you're tracking live odds or sneaking in a prepaid card deposit during halftime, having a sportsbook app that plays nice with prepaid Visa cards is pretty essential. Thankfully, big names like Fanatics, BetMGM, Caesars, and bet365 make mobile betting simple. Their apps accept branded prepaid cards like Play+, as well as regular gift card deposits, and they remember your info for faster reloads next time around. No more digging for your wallet in the middle of a game.
If you’re someone who likes to keep banking information private, using a reloadable prepaid card through an app can be a smart move. It works just like any other deposit method, and once it’s set, you're free to transfer funds, place bets, or check your balance without any fuss.
Pros and Cons of Using Prepaid Cards to Bet
Prepaid card sportsbooks aren’t the only game in town, but they definitely have their place, especially if you want more control over your money or just don’t feel like linking a bank account to your sports betting account. However, like with anything, it has its ups and downs:
What works:
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You don’t need a bank account to fund your bets. Load a prepaid Visa card or gift card and you’re good to go.
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You can’t overspend. There’s no overdraft here, you can only wager what’s already on the card.
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They're widely accepted. Most sportsbooks, including all the big names, will accept prepaid cards without any issues.
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They’re app-friendly. Depositing on your phone works just like it does on desktop, with a few extra perks (like faster reloads).
What doesn’t:
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Getting your money out can be annoying. If you’re using a basic prepaid gift card, don’t count on being able to cash out to it. You’ll need a bank transfer or something like Play+ instead.
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Some cards just won’t work. Retailers like Target or Walmart sometimes block gift cards from being used at online gambling sites.
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You might run into fees. Some cards come with an activation fee or monthly charge, even if you don’t use them often.
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Deposit limits vary, especially on one-time cards or non-reloadable versions. Some cap out as low as $200.
Responsible Gambling
One of the quieter benefits of using prepaid cards for online betting is how naturally they support responsible gambling. You load a set amount, and that’s it. You’re not tapping into a bank account, and you’re not tempted to go past what’s available on the card. For a lot of people, that kind of limit makes it easier to stick to a plan. So instead of watching your balance disappear through endless bank transfers, you're dealing with a defined number, and that keeps you honest.
Of course, most online sportsbooks take this a step further. Places like Fanatics, Caesars, and bet365 offer built-in tools to help you set deposit limits, take a timeout, or even freeze your sports betting account if you need a break. It’s not flashy, but it works.
Final Thoughts on Prepaid Card Sportsbooks
If you’re not looking to link a banking account, deal with declined cards, or mess with uploading documents, prepaid card might be exactly what you need. They're simple. They’re private. And they get the job done.
Whether you’re using a reloadable prepaid card like Play+ or just a Visa prepaid card picked up from the store, this payment method gives you control over your spending without locking you into anything long-term. It works on mobile, it works online, and in most cases, your prepaid card deposits show up almost instantly. Sure, withdrawal requests can take an extra step if you're using a one-time gift card, and deposit limits will vary depending on your card, but if your priority is simplicity and privacy (and you’re okay cashing out another way) this route makes a lot of sense.
Visa prepaid cards are your safest bet. They’re widely accepted at most online sportsbooks, including big names like FanDuel, Caesars, and BetMGM. Some sites also offer their own branded prepaid cards, like Play+, which are built specifically for betting.
Yes, as long as it’s a Visa or Mastercard gift card that works for online purchases. You can usually grab one at Walmart, Walgreens, or your local grocery store. Just make sure it’s activated and doesn’t block gambling transactions (some do).
They can be. Since prepaid cards aren’t linked to your personal bank account, you’re not sharing banking info every time you make a deposit. Plus, you can only lose what’s on the card, no surprise overdrafts, no unauthorized pulls from your checking account.
Most of the time, yes. You’ll still qualify for deposit bonuses, bonus bets, and promo codes, even if you're using a prepaid Visa or Play+ card. Just read the fine print before claiming a promo, some offers limit which payment methods are eligible.
It depends. If you’re using a branded, reloadable card like Play+, you can usually cash out to the same card. But with generic prepaid gift cards, you’ll need to choose something else like PayPal, an e-check, or a direct bank transfer.
Sometimes a small fee might apply when you first buy or reload the card. Some branded options like Play+ have monthly maintenance fees too, so it’s worth checking the details. As for deposit fees at sportsbooks? Those are usually free.
It varies by site, but most online sportsbooks let you deposit as little as $10 with a prepaid Visa. The same goes for Play+ or other reloadable prepaid cards.
You’ll find prepaid Visa and Mastercard gift cards at places like CVS, Target, Walgreens, Walmart, and gas stations. You can also buy some online, but make sure they support online and gambling transactions before you load them up.
Not quite all, but close. Most sportsbooks that accept debit cards will also accept prepaid Visa cards, especially ones with the Visa or Mastercard logo. Still, it’s a good idea to double-check in the cashier section before you try to fund your account.