The Indiana Hoosiers and Miami Hurricanes will meet in the 2026 College Football Playoff National Championship at Hard Rock Stadium in Miami on Monday, Jan. 19.
Hard Rock Stadium is the Hurricanes' home field, but on top of that, there have been some serious trends when it comes to the over/under.
I took a deep dive into the venue for the national title game, so let's take a look at my Indiana vs. Miami predictions and National Championship picks for Jan. 19.
Indiana vs. Miami Predictions, Odds
| Indiana Odds | ||
|---|---|---|
| Spread | Total | Moneyline |
-8.5 -105 | 47.5 -110o / -110u | -340 |
| Miami Odds | ||
|---|---|---|
| Spread | Total | Moneyline |
+8.5 -115 | 47.5 -110o / -110u | +270 |
Hard Rock Stadium is the home of the Miami Hurricanes and the Miami Dolphins. Miami head coach Mario Cristobal looks to lead the first team to ever win a national title in its home venue.
The Hurricanes will move from their locker room to that of the Dolphins for the 2026 National Championship game. There are plenty of data points thanks to both professional and college football played in the stadium since it opened in 1987.
Hard Rock Stadium uses Tifway 419 Bermuda grass for its high traffic tolerance and quick recovery, meeting all FIFA requirements for natural grass.
The NFL ranks Hard Rock Stadium as one of the five windiest venues in the league, with an average of 11 MPH. However, winds for the national title game are projected to be lower than the NFL average.
Historically, Hard Rock Stadium has been an under paradise in terms of the total.
According to Bet Labs, NFL games in the windiest months of November, December and January have fetched a record of 58-47-1 to the under since 2005. In that same time frame, college football totals in Hard Rock Stadium have fallen to 86-68-2 to the under.
With 20 years of data for the NFL and college football, the under has cashed at a 56% clip.
On the field, Miami and Indiana have been two of the fiercest defenses in the first half this season. Both programs rank top-five of all scoring defenses in the first two quarters of play.
Indiana has allowed 6.2 points to Miami’s 4.7 points in the first half of play.
The Hurricanes have been one of the slower starters in FBS, ranking 84th in first-quarter scoring. Miami has scored a total of three points in the first quarter in playoff games against Ole Miss, Ohio State and Texas A&M.
The under has been the early play in the betting market, moving the total from 48.5 to 47.
The best bet regarding the total is on the first-half under 23.5, backing two defenses that are top-five in points allowed, along with an often sluggish start for the Canes offense.
Picks: 1H Under 23.5
