The Charlotte 49ers take on the Army Black Knights in West Point, NY. Kickoff is set for 12 p.m. ET on CBS Sports Network.
Army is favored by -17.5 points on the spread with a moneyline of -850. The total is set at 47.5 points.
Here’s my Charlotte vs. Army predictions and college football picks for Saturday, October 11, 2025.
Charlotte vs Army Prediction
- Charlotte vs. Army Pick: Charlotte +17.5
My Army vs. Charlotte best bet is on the 49ers spread. Find the best line available on our live NCAAF odds page.
Charlotte vs Army Odds
| Charlotte Odds | ||
|---|---|---|
| Spread | Total | Moneyline |
+17.5 -110 | 47.5 -110o / -110u | +575 |
| Army Odds | ||
|---|---|---|
| Spread | Total | Moneyline |
-17.5 -110 | 47.5 -110o / -110u | -850 |
- Charlotte vs Army point spread: Army -17.5
- Charlotte vs Army over/under: 47.5 points
- Charlotte vs Army moneyline: Charlotte +575, Army -850
Charlotte vs Army Pick, Betting Analysis
Charlotte has lost two straight games, including a 54-26 beatdown at the hands of USF last week and a 28-17 home defeat against Rice in mid-September.
On the flip side, Army is coming off a quality 31-13 defeat against UAB last Saturday.
Despite the recent results of these two teams, the play for this affair is on Charlotte against the spread. Our very own Evan Abrams has an "Early Road Redemption" system that backs this play.
The system has a 9.5% return on investment (ROI) since its inception, including a 9% ROI this season alone.
"Early Road Redemption" is a college football system that identifies value on visiting teams in the opening stretch of the season after they've underperformed against the spread in their previous outing.
The market often punishes these teams too heavily for a single early loss, creating inflated lines in the next matchup.
By narrowing the spread range between modest underdogs and double digit spots, the system captures situations where the road team is competitive but overlooked.
These games are played in manageable weather conditions and typically fall within lower scoring totals, which reduce volatility and keep contests closer than expected.
When teams in their first eight games seek redemption on the road after a poor showing against the spread, they frequently outperform expectations, making this a profitable angle.
Pick: Charlotte +17.5
