The UTSA Roadrunners take on the Temple Owls in Philadelphia, PA, on Saturday, Oct. 4. Kickoff is set for 1 p.m. ET on ESPN+.
UTSA is favored by 6.5 points on the spread with a moneyline of -230. Temple, meanwhile, comes in as a +6.5 underdog and sits at +190 on the moneyline to pull off the upset. The over/under is set at 57.5 total points.
Here’s my UTSA vs. Temple prediction and college football picks for Saturday, October 4.


UTSA vs Temple Prediction
- UTSA vs. Temple Pick: UTSA -6.5
My Temple vs. UTSA best bet is on the Roadrunners to cover the spread. Find the best line available on our live NCAAF odds page.
UTSA vs Temple Odds
UTSA Odds | ||
---|---|---|
Spread | Total | Moneyline |
-6.5 -110 | 57 -110o / -110u | -230 |
Temple Odds | ||
---|---|---|
Spread | Total | Moneyline |
+6.5 -110 | 57 -110o / -110u | +190 |
- UTSA vs Temple Spread: UTSA -6.5, Temple +6.5
- UTSA vs Temple Over/Under: 57 Points
- UTSA vs Temple Moneyline: UTSA -230, Temple +190


UTSA vs Temple College Football Betting Preview
Saturday's UTSA vs. Temple game fits a historically profitable betting system from our Bet Labs database.
Named "The Right Favorite," this is a college football system built on recognizing when the betting market underestimates a favorite.
In the regular season, when an opponent is coming off a loss by 7-23 points, perception often inflates their chances of rebounding, yet those weaknesses typically carry into the next game.
By focusing on contests where the total is set at 55 or higher, the system narrows in on games expected to have higher scoring, which makes it more difficult for struggling teams to keep pace.
Limiting the sample to the first 11 games of the season ensures the analysis applies before postseason adjustments in motivation and preparation occur.
Finally, the spread filter targets situations where the line is set with the other side catching points but not in extreme ranges, allowing favorites to deliver consistent covers.
Together, these conditions create a profile where the favorite is positioned as the stronger play despite public bias suggesting otherwise.
This system boasts an all-time record of 650-478-22, good for a 57.6% win rate and an ROI of 11.5%. In 2025, this system has cashed at a 63% clip with an ROI of 20%.

UTSA vs Temple Pick, Betting Analysis
Along with the system, our Action Network PRO Report has tracked three sharp moves on the Roadrunners to cover the spread.
UTSA also boasts massive advantages offensively when it comes to Finishing Drives and explosiveness.
The Roadrunners sit top-five nationally in explosiveness and come in at 30th in Finishing Drives. The Owls, meanwhile, rank 36th in explosiveness allowed and outside the top 70 in Finishing Drives allowed.
Ultimately, there should be plenty of paths for UTSA to light up the scoreboard. With an offense that runs the ball on 64% of plays, it may be difficult for Temple to keep up if it faces a negative game script.
Given the matchup and system at play, we'll take the Roadrunners to cover in this American Conference clash.
Pick: UTSA -6.5