Wednesday night brings three MAC games to Kalshi's college football board. The best NCAAF picks today include a live underdog, a huge spread, a true coin flip, and a total for every game.
Here's our full breakdown of Ball State vs. UMass, Toledo vs. Sacramento State, and Central Michigan vs. Eastern Michigan. Every price comes straight from Kalshi's game pages, so you're looking at the same board you'd trade on.
Here are our six picks, a side and a total for every game, before we break down each one.
| 🏈 Game (Start) | 🏷️ Pick | Price | 🤑 Profit on $100 | 📈 Trade It |
|---|---|---|---|
| Ball State vs. UMass (7:00 PM ET) | Ball State Moneyline | Yes (41¢) | $143.90 | Trade it on Kalshi! |
| Ball State vs. UMass (7:00 PM ET) | Under 49.5 Points | No (50¢) | $100.00 | Trade it on Kalshi! |
| Toledo vs. Sacramento State (7:00 PM ET) | Toledo -24.5 | Yes (53¢) | $88.68 | Trade it on Kalshi! |
| Toledo vs. Sacramento State (7:00 PM ET) | Under 52.5 Points | No (51¢) | $96.08 | Trade it on Kalshi! |
| Central Michigan vs. Eastern Michigan (7:30 PM ET) | Eastern Michigan Moneyline | Yes (52¢) | $92.31 | Trade it on Kalshi! |
| Central Michigan vs. Eastern Michigan (7:30 PM ET) | Over 44.5 Points | Yes (51¢) | $96.08 | Trade it on Kalshi! |
Profit shown before fees. Each contract pays $1 if the pick hits and nothing if it doesn't.
NCAAF Picks Today: Our Top Kalshi Picks for Week 10 MAC Games
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It's the offer behind all of our college football picks today.
Prices move fast once injury news and starting lineups hit, so we're building this around the numbers as they stand right now.
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Ball State vs. UMass Prediction
Ball State is 3-5 (2-2 in the MAC), and UMass is 4-4 (1-3). Kalshi has UMass as the favorite at 60¢ to win, with a 3.5-point spread and a total of 49.5.
That price is the reason this is our favorite trade of the night.
Best Underdog Trade Today – Ball State Moneyline
| 🏈 Game (Start) | 🏷️ Pick | Price | 🤑 Profit on $100 | 📈 Trade It |
|---|---|---|---|
| Ball State vs. UMass (7:00 PM ET) | Ball State Moneyline | Yes (41¢) | $143.90 | Trade it now on Kalshi! |
The market is leaning toward Ball State, too. Its price climbed 3 points, while UMass dropped 3.
This team has already beaten Bowling Green 32-31 and Sacramento State 34-17 in its last five games. UMass has lost four of its last five, and it scored 19 points or fewer in all four losses.
The risk is Ball State's defense, which gave up 45 to Northwestern and 39 to Toledo. But UMass hasn't had the offense to punish it lately.
A $100 buy at 41¢ gets you roughly 244 shares, each worth $1 if Ball State wins.
- If Ball State wins: this ticket nets a profit of $143.90.
- If it doesn't: the full $100 stake is lost, since Kalshi contracts settle all-or-nothing.
That's about 1.4-to-1 on a team that's roughly a 41% shot, which is a fair price for a Ball State vs. UMass prediction this close to a toss-up.
Best Total Trade Today – Under 49.5 Points
| 🏈 Game (Start) | 🏷️ Pick | Price | 🤑 Profit on $100 | 📈 Trade It |
|---|---|---|---|
| Ball State vs. UMass (7:00 PM ET) | Under 49.5 Points | No (50¢) | $100.00 | Trade it now on Kalshi! |
Kalshi has the under at 50¢ and the over at 52¢, so the market is nearly split.
We side with the under because UMass can't score. It put up 19 points or fewer in four of its last five games, and three of those five games finished below this number.
It isn't a lock, though. Ball State has played 63-point games against both Bowling Green and Toledo, so a shootout can happen.
A $100 buy at 50¢ is exactly 200 shares, each worth $1 if the game stays under 49.5.
- If the game finishes with 49 points or fewer, this ticket nets a $100.00 profit.
- If it goes over, the $100 stake is lost entirely.
Even money on a number the Ball State vs. UMass prediction says is a little too high. The Ball State moneyline and the under also fit together, since a low-scoring game helps the underdog.
Toledo vs. Sacramento State Prediction
Toledo is 6-2 (3-1) and the biggest favorite on the board. Sacramento State is 2-7 (1-5) and has lost four of its last five.
Kalshi has Toledo at 95¢ to win, which is exactly why we're skipping the moneyline. A $100 buy at that price only nets about $5.26 in profit.
Best Spread Trade Today – Toledo -24.5
| 🏈 Game (Start) | 🏷️ Pick | Price | 🤑 Profit on $100 | 📈 Trade It |
|---|---|---|---|
| Toledo vs. Sacramento State (7:00 PM ET) | Toledo -24.5 | Yes (53¢) | $88.68 | Trade it now on Kalshi! |
Sacramento State's four recent losses came by 17, 41, 28, and 29 points, against Ball State, Ohio, Bowling Green, and UMass.
Toledo has scored 45, 34, 39, and 41 in its four wins over the last five games. That's the kind of offense that can run away from a team giving up this many points.
Here's the honest risk: Toledo's four recent wins came by 7, 20, 15, and 25 points, so only one cleared this number. At 53¢, though, you're paying for a coin flip, not a lock.
A $100 buy at 53¢ is roughly 189 shares on this ticket.
- If Toledo wins by 25 or more: this ticket nets a profit of $88.68.
- If it doesn't: the $100 stake is lost entirely.
The Toledo vs. Sacramento State prediction comes down to the Rockets' offense building a big lead early. If it does, the payout is just under 1-to-1, far better than the $5 you'd make on the moneyline.
Best Total Trade Today – Under 52.5 Points
| 🏈 Game (Start) | 🏷️ Pick | Price | 🤑 Profit on $100 | 📈 Trade It |
|---|---|---|---|
| Toledo vs. Sacramento State (7:00 PM ET) | Under 52.5 Points | No (51¢) | $96.08 | Trade it now on Kalshi! |
Sacramento State's offense is the reason. It has scored 6, 7, 10, and 17 points in four of its last five games. Four of its five games finished under 52.5 total points.
Toledo's games are more mixed, with an 83-point shootout against Western Michigan but also a 31-point game and a 48-point game. A Toledo blowout can still land around 38-10.
At 51¢, a $100 buy is roughly 196 shares on the No side.
- If the game finishes with 52 points or fewer, this ticket nets $96.08.
- If it goes over, the $100 stake is lost entirely.
Know the overlap with the spread pick. A 41-14 Toledo win cashes the spread but goes over, so these two tickets can split.
Central Michigan vs. Eastern Michigan Prediction
The nightcap kicks off at 7:30 PM ET, and it's the closest game on the slate. Eastern Michigan is 4-5 (3-2 in the MAC), and Central Michigan is 3-5 (1-3).
Kalshi has Eastern Michigan at 52¢ to win and Central Michigan at 49¢, with a 1.5-point spread and a total of 44.5.
Best Moneyline Trade Today – Eastern Michigan
| 🏈 Game (Start) | 🏷️ Pick | Price | 🤑 Profit on $100 | 📈 Trade It |
|---|---|---|---|
| Central Michigan vs. Eastern Michigan (7:30 PM ET) | Eastern Michigan Moneyline | Yes (52¢) | $92.31 | Trade it now on Kalshi! |
Eastern Michigan has won three of its last five, including a 38-14 win over UMass and a 29-3 win over Lindenwood. Its losses were a 20-24 game at Ohio and a 14-34 game against Toledo.
Central Michigan has lost four of its last five, including a 27-28 game against Miami (OH) and a 3-52 blowout at Miami (FL). The Chippewas' one win in that stretch was a 41-17 game against Akron.
A $100 buy at 52¢ gets you roughly 192 shares, each worth $1 if Eastern Michigan wins.
- If Eastern Michigan wins: this ticket nets a profit of $92.31.
- If it doesn't: the $100 stake is lost, since Kalshi contracts settle all-or-nothing.
We like the moneyline over the spread here. Eastern Michigan -1.5 trades at 50¢, but the moneyline covers a one-point win too, and it costs only 2¢ more.
Best Total Trade Today – Over 44.5 Points
| 🏈 Game (Start) | 🏷️ Pick | Price | 🤑 Profit on $100 | 📈 Trade It |
|---|---|---|---|
| Central Michigan vs. Eastern Michigan (7:30 PM ET) | Over 44.5 Points | Yes (51¢) | $96.08 | Trade it now on Kalshi! |
This is the lowest total on the slate, and we think it's too low. Kalshi has the over at 51¢ and the under at 50¢.
Central Michigan games finished over 44.5 points in four of its last five, with totals of 55, 45, 58, and 55. Eastern Michigan games cleared it in three of five.
Part of Central Michigan's total comes from its 3-52 loss at Miami (FL), so the sample is a little noisy. Even so, neither team has been shy about giving up points.
A $100 buy at 51¢ is roughly 196 shares, each worth $1 if the game goes over.
- If the game finishes with 45 points or more, this ticket nets a $96.08 profit.
- If it stays under, the $100 stake is lost, since Kalshi contracts settle all or nothing.
Nearly even money, and it gives the Central Michigan vs. Eastern Michigan prediction a second way to cash.
Kalshi Odds for Week 10 MAC Games: Full Market Board
Here's every moneyline, spread, and total we looked at across the three games, pulled from Kalshi's pages for NCAAF odds today. Prices are in cents, and each one shows its line, since a spread or total price only makes sense with the number attached.
| 🏈 Game | 💰 Moneyline (Yes) | 📏 Spread | 📊 Total |
|---|---|---|---|
| Ball State vs. UMass | Ball State 41¢ | UMass 60¢ | UMass -3.5: Yes 48¢ | No 53¢ | Over 49.5: Yes 52¢ | No 50¢ |
| Toledo vs. Sacramento State | Toledo 95¢ | Sacramento State 6¢ | Toledo -24.5: Yes 53¢ | No 49¢ | Over 52.5: Yes 50¢ | No 51¢ |
| Central Michigan vs. Eastern Michigan | Central Michigan 49¢ | Eastern Michigan 52¢ | Eastern Michigan -1.5: Yes 50¢ | No 51¢ | Over 44.5: Yes 51¢ | No 50¢ |
The two sides of a market don't add up to exactly 100¢, and that's normal. Yes and No prices come from separate order books.
NCAAF Odds Today: What's Moving the Market
Prediction markets and prices can move for many reasons. The biggest move on this slate is Ball State, up 3 points, with UMass down 3.
The Toledo game is also the only one with real trading volume. As of Monday, it had about $144,000 in volume, compared to roughly $5,300 for Ball State vs. UMass and $3,700 for Central Michigan vs. Eastern Michigan. Thin markets can swing on one big order, so check the price again before you trade.
The totals are worth a look, too. Central Michigan vs. Eastern Michigan has the lowest line on the board at 44.5, and it's the only game where we're taking the over.
Use Kalshi Promo Code ACTION55 to Trade NCAAF Picks Today
Ready to take a position? You can start trading these college football contracts in minutes.
- Read our full Kalshi review to see how the exchange works.
- Follow this guide to betting on Kalshi to learn how to buy your first "Yes" or "No" contract.
- Sign up with Kalshi promo code ACTION55 and finish registration.
- Trade $25 on any of the games above to get your $55 bonus.
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NCAAF Picks Today: Final Thoughts
Three games, six trades. Ball State is the longest shot we like, Toledo is the biggest swing, and Eastern Michigan is the closest call. On the totals, we're on the under in two games and the over in one.
If you want to trade more of Week 10, browse the CFB prediction market promos or our list of the best prediction market promos. You can also compare apps in our best prediction market apps guide.
Kalshi Promo Code ACTION55 FAQs
What is the Kalshi promo code for today's NCAAF picks?
The current Kalshi promo code is ACTION55. New users who sign up with it can trade $25 and get a $55 bonus to use on these college football markets.
What are the best NCAAF picks today?
Our six picks are Ball State's moneyline at 41¢, the under on 49.5 at 50¢, Toledo -24.5 at 53¢, the under on 52.5 at 51¢, Eastern Michigan's moneyline at 52¢, and the over on 44.5 at 51¢.
When do these games start?
Ball State vs. UMass and Toledo vs. Sacramento State both kick off Wednesday, Nov. 4, at 7:00 PM ET. Central Michigan vs. Eastern Michigan follows at 7:30 PM ET.
Who is favored in Toledo vs. Sacramento State?
Toledo is a heavy favorite at 95¢ to win outright. The spread market has Toledo at -24.5 points, priced at 53¢ on the Yes side.
How do Kalshi college football contracts work?
Each contract pays $1 if your side hits and nothing if it doesn't. If you buy a Yes contract at 41¢ and it hits, you get $1 back for every 41¢ you spent.
Where can I find more CFB prediction market promos?
Our college football prediction market promos page tracks every active offer for the season.
