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Indiana (6-1, 3-1 Big Ten) visits Michigan (4-2, 1-2) after Ohio State ended the Hoosiers’ 22-game winning streak with a 19-15 win. Michigan bounced back from a scoreless first half to beat Penn State 21-18, and freshman Tommy Carr led three touchdown drives after replacing Bryce Underwood at quarterback. Michigan leads the series 62-11, but Indiana won the last meeting 20-15 on Nov. 9, 2024, and the Hoosiers have not won in Ann Arbor since 1967.
That backdrop makes Saturday’s Big Ten showdown a prime spot to use one of the board's top CFB betting promos. A $10 first bet on the spread, the total, or a same-game parlay unlocks the full $200, so keep reading for sign-up steps, state availability, and our pick.
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bet365 CFB Odds: Indiana vs. Michigan Preview & Prediction
| Market | Washington Commanders | San Francisco 49ers |
|---|---|---|
| Spread | +7.5 (-112) | -7.5 (-108) |
| Moneyline | +335 | -430 |
| Total Points | Over 51.5 (-113) | Under 51.5 (-107) |
Kickoff for Indiana vs. Michigan is at 12 p.m. ET on Saturday, October 24, 2026. Odds subject to change. Always check bet365 for the most up-to-date CFB odds before the game begins.
Indiana vs. Michigan Preview
Indiana enters as a touchdown favorite, yet the Hoosiers sit 1-6 against the spread and have failed to cover any game with a line under 10 points. Josh Hoover has thrown for 1,660 yards and 18 touchdowns without an interception, but pressure rattled him in tight finishes against Nebraska and Ohio State, where he completed 20 of 40 passes. Indiana trailed Nebraska 17-6 in the fourth quarter before winning 20-17, and Ohio State then escaped 19-15 after Nick Marsh stepped out of bounds on a would-be go-ahead touchdown. Michigan has played tight games all season too, losing at Iowa on a last-second touchdown after leading 19-14 and falling 20-14 at Minnesota after a scoreless second half. Both teams rank among the top 15 nationally in points allowed per game, which sets up a low-possession game.
Michigan’s offense struggles to stay on schedule. The Wolverines scored zero first-half points against Penn State, converted just 5 of 12 third downs and managed only 90 passing yards before Tommy Carr replaced Bryce Underwood and sparked three touchdown drives. Offensive linemen Andrew Sprague and Ace Hamilton are out, and Brady Norton is questionable, which thins a unit that has already struggled to protect its quarterback. That group faces an Indiana defense that ranks 11th nationally in sack rate, led by Tobi Osunsanmi’s seven sacks, with Stephen Daley adding five and Mario Landino four. Those three also forced five fumbles, a dangerous number against a Michigan team that has struggled to hold the football.
Expect Michigan to lean on Jordan Marshall (293 yards, four touchdowns) and Savion Hiter (223 yards), which burns clock and shortens the game. Michigan ranks 22nd in run rate but only 69th in rushing yards per game, so those carries grind more than they explode. Indiana also leans on Turbo Richard (643 rushing yards) and Lee Beebe Jr. (575), though the Hoosiers managed just 73 rushing yards against Ohio State. The Hoosiers’ last two games finished with 37 and 34 total points, and the under hit in each, while Michigan’s games went under in five of six outings, including three straight. Indiana also ranks third nationally in fewest giveaways, which trims the short fields that usually inflate totals.
History backs a grinder, too. The under is 6-4 in the last 10 meetings, and Indiana’s 20-15 win in 2024 produced only 35 points. Indiana has the stronger résumé, ranking third nationally in net adjusted EPA per play, but it hasn't won in Ann Arbor since 1967. Indiana wins, but two elite defenses and a shaky Michigan offensive line keep both offenses from putting up big numbers.
Indiana vs. Michigan Prediction: Under 42.5 Total Points (-110)
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