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Charlotte vs. S. Florida Odds & Betting Predictions - October 3, 2025

Charlotte at S. Florida

11:00 pm • ESPN2

Charlotte 49ers

1-3
@

South Florida Bulls

3-1

Charlotte at S. Florida Odds

Spread, Total, Moneyline

MatchupOpenSpreadTotalMoneyline
Charlotte
1-3
+26.5
+28.5-110
o54.5-115
+2000
S. Florida
3-1
u53.5
-28.5-110
u54.5-105
-8000
location pinFriday 11:00 p.m.
October 03, 2025
Raymond James StadiumTampa
thermometer image79°Fahrenheit
rain image20%Rain
wind image13Wind
Charlotte vs. S. Florida Expert Picks
Mike Calabrese
Mike Calabrese
Last 30d: 18-32-0 (-13.5u)
USF o42 Team Total-108
0.25u
Alternate uniforms are 🔥, just a pure vibes play for some couch change
Duck
Duck
Last 30d: 76-61-0 (+8.0u)
CHA +27.5-110
1.1u
Friday night weather play primarily. Heavy wind and some rain expected. USF pass game will not be as explosive and if the wind hits we could see 25 MPH sustained with gusty, tricky conditions. Could be a real slow burning grind if windy and we may see a little precipitation. Schematically I think Charlotte can run a bit on em here. Won’t call for it to be ultra competitive but I’ll take this big number.

Charlotte vs. S. Florida Previews & Analysis

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Prop Odds Comparison

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Line Movement Tracker

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Charlotte vs. S. Florida Public Betting Percentages

Away Logo

Charlotte

Public

Home Logo

S. Florida

63%

Bets%

37%

Money%

NCAAF Public Betting Right Arrow

Betting Trends

  • S. Florida are 3-1 in their last 5 games.
  • S. Florida are 3-1 in their last 5 games against the spread
  • S. Florida are 1-1 in their road games against the spread
  • The totals have gone OVER in 2 of S. Florida' last 4 games
  • The totals have gone OVER in 1 of S. Florida' 2 last games at home

Matchup History

Against the Spread (ATS) History

overallhomeawayfavoriteunderdog
S. Florida		3-12-01-11-02-1
Charlotte		1-31-2N/A1-00-3

Over/Under History

overallhome o/uaway o/ufavorite o/uunderdog o/u
S. Florida		2-21-11-11-01-2
Charlotte		2-22-1N/A1-01-2

Straight-Up (ML) History

overallhomeawayfavoriteunderdog
S. Florida		3-1N/AN/A1-02-1
Charlotte		1-3N/AN/A1-00-3

Last 5 Matchups

dateopponentscorespreadover/undermoneyline
Sep 20thSCSW 63-14-36.5 WO 58.5USF -9000
Sep 13th@MIAL 12-49+17.5 LO 56.5MIA +525
Sep 6th@FLAW 18-16+18.5 WU 57.5USF +610
Aug 28thBOISEW 34-7+4.5 WU 61.5USF +168
Dec 25th@SJSUW 41-39-1.5 WO 66.5USF -114
Team Stats

Passing

1033
YDS
1062
87/141
Comps/Atts
82/128
7.33
YPA
8.3
5/4
TDs/INTs
7/2
8/60
Sacks/Yards
7/46

Rushing

353
Rush Yards
537
132
Attempts
112
2.67
YPC
4.79
3
TDs
6

Turnovers

Fumbles Lost
4
Interceptions
2

Efficiency

8/13 61.5%
Redzone
9/10 90%
27/60 0%
3rd Down
22/59 0%
4/6 0%
4th Down
4/7 0%

First Downs

87
Total
69
51
Pass
35
23
Rush
24
13
Penalty
10

Misc

/
Penalties/Yards
/

Charlotte vs. S. Florida Odds Comparison

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Charlotte at S. Florida Team Totals

MatchupOverUnder
Charlotte
1-3
N/A
N/A
S. Florida
3-1
N/A
N/A