College Football Odds, Picks for Charlotte vs. Florida

College Football Odds, Picks for Charlotte vs. Florida article feature image
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Photo by James Gilbert/Getty Images. Pictured: Graham Mertz (Florida)

Charlotte vs. Florida Odds

Saturday, Sept. 23
7 p.m. ET
SEC+
Charlotte Odds
SpreadTotalMoneyline
+28
-110
48.5
-110o / -110u
+1400
Florida Odds
SpreadTotalMoneyline
-28
-110
48.5
-110o / -110u
-5000
Odds via BetMGM. Get up-to-the-minute NCAAF odds here.

This week, the Florida Gators host the Charlotte 49ers.

Florida is coming off a big win against Tennessee, but will the Gators be able to keep their momentum going? Or will they falter coming off that SEC victory?

Let’s dive into my Charlotte vs. Florida betting preview and take a look at the best bet for this game.


Check out our NCAAF Betting Hub for more college football previews, predictions, news and analysis.

Charlotte 49ers

The start to the 2023 season hasn't been what Charlotte hoped for. The 49ers are 1-2 and their lone victory came against South Carolina State. SC State is a bottom-tier FCS program and Charlotte's offense struggled in that game, averaging just 5.53 yards per play.

Charlotte’s defense has also struggled. Against Maryland and Georgia State, the 49ers allowed 38 and 41 points, respectively.

They have been decent on a down-to-down basis and rank 63rd in Success Rate, but they also rank 113th in Explosiveness Allowed.

The 49ers aren't generating any Havoc on the defensive end, either. In fact, they rank 126th in Havoc Rate.

Florida hasn’t been an overly explosive offense, but the Gators will hold a large advantage over Charlotte's defense.

Offensively, Charlotte may be in for a tough day. Georgia State’s defense is ranked 113th by SP+ and Charlotte was able to provide just a moderate offensive output.

Florida's defense is more than formidable and will be able to outmatch Charlotte's offensive line, which ranks 115th in PFF pass blocking grade and 87th in run blocking grade.


Florida Gators

Everyone watched as Florida fell to Utah and looked inept offensively in the season opener. However, the Gators have rebounded since that game and are now 2-1.

There may be more to this team than was initially believed. In Week 1, despite the loss, Florida rivaled Utah in yards per play and EPA per play and actually racked up a higher Success Rate (38% to 30%).

The final score showed a 13-point defeat, but according to SP+’s post-game win expectancy, the game was closer to a 4.3-point margin.

The Gators then demolished McNeese State before taking on Tennessee. Against the Volunteers, Florida had a 46th-percentile Success Rate and a 73rd-percentile EPA per play. This was driven by their 93rd-percentile EPA per dropback.

Graham Mertz was surgical and completed 19-of-24 passes for 166 yards and a touchdown.

Florida ranks 31st in Offensive Success Rate and 32nd in Finishing Drives. The Gators have been efficient both through the air and on the ground, but have struggled to generate explosive plays.

The Florida defense has had similar issues, but in the opposite way. The Gators rank fifth in Defensive Success Rate, but 133rd in Explosiveness Allowed. Both the rushing and passing defense have allowed explosive plays at an alarming rate, but have been great on a down-to-down basis.

Charlotte’s offense has been good at generating explosives, so the Gators will need to make adjustments.

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Charlotte vs. Florida

Matchup Analysis

Toggle the dropdowns below to hide or show how Charlotte and Florida match up statistically:

Charlotte Offense vs. Florida Defense
Offense
Defense
Edge
Rush Success783
Line Yards9811
Pass Success9072
Havoc130100
Finishing Drives9682
Quality Drives9543
Florida Offense vs. Charlotte Defense
Offense
Defense
Edge
Rush Success3045
Line Yards5091
Pass Success39117
Havoc55126
Finishing Drives3354
Quality Drives65109
Pace of Play / Other
PFF Tackling10752
PFF Coverage9373
Special Teams SP+92104
Middle 86161
Seconds per Play29.7 (108)30.7 (123)
Rush Rate59.8% (30)55.8% (52)

Charlotte vs. Florida

Betting Pick & Prediction

After a rough start to the season, it appears Florida may be legitimately good with a tough defense and an efficient offense.

I believe Florida's offense will be able to score at will, while stifling anything Charlotte wants to do offensively.

This number opened with Florida as 24-point favorites, but has risen to 28 across the market. I still like backing the Gators to cover the spread here.

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