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The North Texas Mean Green take on the Navy Midshipmen in Annapolis, Md. Kickoff is set for 3:30 p.m. EDT on CBS Sports Network.
North Texas is favored by -2.5 points on the spread with a moneyline of -130. The total is set at 62.5 points.
Here’s my North Texas vs. Navy prediction and college football pick for Saturday, October 24, 2026.
North Texas vs Navy Prediction
- North Texas vs. Navy Pick: North Texas ML -125 OR North Texas -2.5
My Navy vs. North Texas best bet is on North Texas to win. Find the best line available on our live NCAAF odds page.
North Texas vs Navy Odds
| North Texas Odds | ||
|---|---|---|
| Spread | Total | Moneyline |
-2.5 -109 | 62.5 -103o / -112u | -130 |
| Navy Odds | ||
|---|---|---|
| Spread | Total | Moneyline |
+2.5 -111 | 62.5 -103o / -112u | +109 |
- North Texas vs Navy point spread: North Texas -2.5 (-109), Navy +2.5 (-111)
- North Texas vs Navy over/under: 62.5 (-103o / -112u)
- North Texas vs Navy moneyline: North Texas -130, Navy +109
North Texas vs Navy College Football Preview
Coming into the season, nobody thought North Texas would be this good after losing almost its entire team and staff to Oklahoma State. The Mean Green are a legitimate threat to win the American, which would be quite a feat following the offseason turnover.
New head coach Neal Brown deserves a ton of credit, as does quarterback Tayven Jackson, who's playing at an absurdly high level.
It all starts with star running back Jahiem White, who's averaging over seven yards per carry. That sets up the play-action, where Jackson has arguably been the most productive quarterback in the country this season.
Believe it or not, North Texas actually ranks in the top 10 nationally in Passing Success Rate and EPA, and it has arguably been the top G6 offense so far in 2026.
There's just no reason why Jackson can't absolutely shred a porous Navy pass defense that ranks in the bottom 10 nationally in EPA allowed.
The Mids have been very stout against the run but will just have no answers for the Mean Green's aerial assault. That's the biggest mismatch in this game by far, and the weather looks clear in Annapolis on Saturday.
Meanwhile, the North Texas defense has a similar profile. It has been downright dominant against opposing ground games but has major holes in the secondary, which has dealt with injuries at cornerback since camp.
Well, fortunately for the Mean Green, Navy has the third-highest rush rate (behind Army and Air Force, as you'd expect) in the country, so this is a very good matchup for their defense.
Plus, Brown and his staff will have an extra week to prepare for Navy's unique offense with a well-timed bye coming last week. I assume they spent almost the entire two weeks figuring out how to slow down Jackson Gutierrez's legs. He's basically been a one-man show over the past two weeks with a whopping 62 carries for 371 yards.
If this strong North Texas tackling team (third in that department, per PFF) can wrap up Gutierrez, it will cut the head off the snake of this Navy offense. That's exactly what Air Force did a few weeks back.
Coming off the bye, this is a good spot to back what I think is still an undervalued Mean Green gang in what profiles as a very favorable matchup on both sides of the ball.
Plus, I project them as favorites of over a field goal, so this checks all of the boxes even if I know Navy will put up one helluva fight at home.
Pick: North Texas ML -125 OR North Texas -2.5
