The Navy Midshipmen take on the Temple Owls in Philadelphia, Pennsylvania, on Saturday, Oct. 11. Kickoff is set for 4 p.m. ET on ESPN2.
Navy is favored by 9 points on the spread with a moneyline of -330. Temple, meanwhile, comes in as a +9 underdog and is +265 on the moneyline to pull off the upset. The over/under sits at 53.5 points.
Here’s my Navy vs. Temple prediction and college football picks for Saturday, October 11.
Navy vs Temple Prediction
- Navy vs. Temple Pick: Under 53.5
My Temple vs. Navy best bet is on both teams to go under the total. Find the best line available on our live NCAAF odds page.
Navy vs Temple Odds
| Navy Odds | ||
|---|---|---|
| Spread | Total | Moneyline |
-9 -110 | 53.5 -110o / -110u | -330 |
| Temple Odds | ||
|---|---|---|
| Spread | Total | Moneyline |
+9 -110 | 53.5 -110o / -110u | +265 |
- Navy vs Temple Spread: Navy -9, Temple +9
- Navy vs Temple Over/Under: 53.5 Points
- Navy vs Temple Moneyline: Navy -330, Temple +265
Navy vs Temple College Football Betting Preview
Saturday's Navy vs. Temple American Conference clash fits a historically profitable betting system from our Bet Labs database.
Named "High Humidity, Low Temp. Unders," this is a college football system that captures the impact of difficult playing conditions on offensive performance.
During the regular season, games played in environments with humidity above 60% and temperatures no higher than 69 degrees tend to slow down scoring. Heavy air makes passing less effective, limits kicking distance and increases fatigue for skill players.
When these conditions are combined with steady wind of at least eight miles per hour, the ball becomes harder to control, and mistakes are more common.
These factors consistently push scoring below expectations, yet betting markets often fail to fully adjust. By isolating these weather-driven matchups, the system identifies games where the under delivers strong long-term value.
Navy vs Temple Pick, Betting Analysis
This under is a play for two reasons: weather and scheme.
With high humidity and low temperatures, the weather can limit the passing game of both teams while simultaneously impacting kicking conditions when teams get into scoring range.
On top of that, Navy runs the ball at the third-highest rate nationally. Luckily for Temple, its run-stopping unit has put together a quality season, ranking top-35 in both Rushing PPA Allowed and Rushing Success Rate allowed.
On the other side, the Owls run the ball on 64% of plays — the 14th-highest rate in the country — so the clock will be ticking early and often. The Midshipmen also have a solid stop unit that ranks 30th in Rushing Success Rate allowed.
Given the weather, run-heavy offenses and run-stopping defenses, we'll take the under in this one.
Pick: Under 53.5
Navy vs Temple Betting Trends
