Bears vs. Panthers Odds & Betting Predictions - September 13, 2026
Bears at Panthers
5:00 pm • FOXBears at Panthers Odds
Spread, Total, Moneyline
MatchupOpenSpreadTotalMoneyline | ||||
|---|---|---|---|---|
Bears 3-1 | -2.5 | -3-110 | o47-112 | -162 |
Panthers 2-2 | u45.5 | +3-110 | u47-108 | +135 |

Bank of America StadiumCharlotte
Bears vs. Panthers Expert Picks
Player Prop Savant
Last 30d: 93-68-0 (+22.6u)
CAR +9.5 (Live)-108
1.08u
Prop Bomb 🏝
Last 30d: 18-18-0 (+1.7u)
CHI -2.5-115
1u
From The Lunch Break! Every Fridays 1PM EST
Carolina opens without either starting tackle after Ikem Ekwonu tore a knee ligament in the playoffs, which puts Montez Sweat on a rookie and Austin Booker on Rasheed Walker, a matchup Booker already won last season. That's an offense that finished 27th in passing EPA with protection now trying it without any. Chicago is year two under Ben Johnson off 11 wins and a division title, Caleb Williams is in year three, and Colston Loveland draws a defense that has a documented problem covering tight ends. This opened -2.5 so play it to -3 and no further, but check Rome Odunze and Luther Burden on the actives!
Action Network Live!
Last 30d: 17-36-0 (-1.7u)
C.Williams Anytime TD Scorer Yes+500
1u
Jeremiah Rose
Last 30d: 48-49-1 (-5.2u)
Under 47.5-110
1u
Boomer’s Book
YBK Picks.com
Last 30d: 45-41-0 (+3.2u)
CHI -3-105
1.9u
Vegas Refund
Last 30d: 30-32-2 (-5.6u)
CAR +3+100
1u
Gilles Gallant
Last 30d: 25-46-1 (+9.6u)
C.Williams Anytime TD Scorer Yes+500
1.25u
Allan Lem
Last 30d: 41-33-1 (-0.1u)
X.Legette u2.5 Recs-183
0.25u
Doug Ziefel
Last 30d: 327-381-9 (+5.6u)
C.Williams Anytime TD Scorer Yes+500
0.5u
Topper
Last 30d: 186-171-8 (+5.5u)
CHI -3-110
0.91u
Week 1 Postseason Teams Take Small Fav
Overall: 20-5-1,80% (ROI:52%)
Season:0-1-0,0% (ROI:-100%)
#TSA
Stuck 🚨
Last 30d: 71-71-3 (-0.1u)
CAR +3+100
0.2u
Took some more Panthers small in addition to CAR-NYJ tease. Not sure why that’s not showing right now will get it fixed
Wags Wins
Last 30d: 206-186-2 (+13.8u)
Under 47.5-110
1.1u
CAR +3.5-122
1.22u
John Feltman
Last 30d: 82-65-0 (+3.6u)
Over 47.5-106
0.5u
Babs .
Last 30d: 60-48-1 (+5.2u)
J.Brooks u34.5 Rush Yds-115
1.16u
Frank Ammirante
Last 30d: 76-71-0 (-4.2u)
Over 46.5-115
1u
C.Loveland o54 Rec Yds-115
1.15u
Doug Ziefel
Last 30d: 327-381-9 (+5.6u)
D.Swift u14.5 Rush Att-115
0.57u
Collin Whitchurch
Last 30d: 82-112-2 (-2.3u)
D.Swift u14.5 Rush Att-102
0.26u
Sean Koerner🔮
Last 30d: 41-44-0 (+0.5u)
D.Swift u14.5 Rush Att-102
0.51u
Swift only cleared this number in 4 of 15 regular-season games with Kyle Monangai active last year. That makes sense given how their roles fit together. Swift is still the lead back and clear passing-down option, but Monangai carved out a real 10-11 carry role of his own, and that alone puts a pretty natural cap on Swift’s upside in this market. Both were dealing with injuries heading into Week 1, with Monangai missing a ton of time with a knee issue but now fully cleared, while Swift only missed a few practices with what were believed to be cramps. He should be 100%, but if that was even partially conditioning-related, I could see Chicago being a little more cautious with his workload out of the gate. The Bears are also taking a ton of action but remain stuck at -3, and I think Carolina can keep this game closer than people expect and bleed enough clock to limit Chicago’s total play volume.
This also isn’t a bet against Swift’s rushing ability. I’m not interested in fading his yardage because he can absolutely rip off a couple long runs, but those don’t really hurt this under the way you’d think. A 40-yard run is still just one carry, and it may even lead to him checking out for a breather right after. The other sneaky angle is Ben Johnson. Spamming direct carries to one back all game really isn’t his style. The Bears averaged 1.5 designed WR carries per game last season, more than double the league average, and I’d expect that sort of stuff to continue with Luther Burden, Kalif Raymond and even Zavion Thomas all capable of stealing a couple touches. If you’ve ever had an over on a Ben Johnson lead back’s rush attempts, you know exactly how tilting those plays can be. I’m projecting Swift closer to 13.9 attempts with around a 59% chance to stay under 14.5. This is definitely game-script dependent, so if you think Chicago blows Carolina out, I’d stay away. I think Carolina keeps it close enough to lock this in.
Frank Ammirante
Last 30d: 76-71-0 (-4.2u)
T.McMillan o57.5 Rec Yds-115
1u
Grant Neiffer
Last 30d: 32-101-4 (+6.5u)
C.Williams Anytime TD Scorer Yes+550
1.38u
Gilles Gallant
Last 30d: 25-46-1 (+9.6u)
B.Young o0.5 Int+120
0.6u
NFL INT PICKS - W1
TAN Pod Touchdown Show
Last 30d: 27-93-4 (-3.2u)
J.Coker Anytime TD Scorer Yes+312
1u
C.Williams Anytime TD Scorer Yes+500
1u
Matt Moore
Last 30d: 29-45-1 (-5.2u)
CHI -3-106
0.52u
Kody Malstrom
Last 30d: 63-53-2 (+1.6u)
CAR +3.5-115
0.57u
Doug Ziefel
Last 30d: 327-381-9 (+5.6u)
T.Tremble u1.5 Recs-102
0.51u
Action Pod NFL Picks
Last 30d: 52-88-0 (+5.6u)
Babs .
Last 30d: 60-48-1 (+5.2u)
K.Raymond u1.5 Recs+120
1u
Sandy Plashkes
Last 30d: 100-78-3 (+44.7u)
CAR +3-120
2.4u
Nick Griffith
Last 30d: 46-35-0 (+11.8u)
CAR +3-115
1.15u
Markus Markets
Last 30d: 5-11-0 (-3.4u)
L.Burden 70+ Receiving Yards Yes+194
0.3u
RoyalsProps
Last 30d: 35-33-1 (-3.4u)
T.McMillan o58.5 Rec Yds-114
1u
Doug Ziefel
Last 30d: 327-381-9 (+5.6u)
Over 46.5-115
0.5u
Adam Kaufman
Last 30d: 191-209-5 (-29.0u)
CHI -2.5-110
1u
Bears vs. Panthers Previews & Analysis
Bears vs. Panthers Props
Prop Projections
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Prop Odds Comparison
Line Movement Tracker
Bears vs. Panthers Public Betting Percentages
Betting Trends
- Panthers are 2-2 in their last 5 games.
- Panthers are 2-2 in their last 5 games against the spread
- Panthers are 1-1 in their road games against the spread
- The totals have gone OVER in 2 of Panthers' last 4 games
- The totals have gone OVER in 2 of Panthers' 2 last games at home
Matchup History
Against the Spread (ATS) History
Over/Under History
Last 5 Matchups
Bears vs. Panthers Injury Updates

Bears Injuries
- Caleb WilliamsQB
Williams is questionable with hamstring
Questionable
- Kyle MonangaiRB
Monangai is out with toe
Out

Panthers Injuries
- Xavier LegetteWR
Legette is out with knee
Out
- Jonathon BrooksRB
Brooks is out with core
Out
Team Stats
Bears vs. Panthers Odds Comparison
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Bears at Panthers Team Totals
MatchupOverUnder | ||
|---|---|---|
Bears 3-1 | N/A | N/A |
Panthers 2-2 | N/A | N/A |




